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HomeFarm Insurance AgentsCalifornia › Rancho Santa Margarita

Find Farm Insurance Agents Near You in Rancho Santa Margarita, CA

Browse farm insurance agents serving Rancho Santa Margarita, California. Updated 2026-07-14.

The top-rated farm insurance agent in Rancho Santa Margarita, California is Lori Garabedian - State Farm Insurance Agent, rated 5.0 stars across 120 reviews. Other highly rated options include David C. Duncan Insurance Services, Inc., Farmers Insurance - Jerry Farcone, Rick Sicro - State Farm Insurance Agent. This directory lists 11 farm insurance agents serving Rancho Santa Margarita.

Showing 11 farm insurance agents in Rancho Santa Margarita, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Lori Garabedian - State Farm Insurance Agent30052 Aventura # C(949) 858-4400
2David C. Duncan Insurance Services, Inc.30376 Esperanza Suite 200(949) 836-8116
3Farmers Insurance - Jerry Farcone30201 Aventura Ste 201(949) 709-7860
4Rick Sicro - State Farm Insurance Agent22362 Gilberto Ste 240(949) 240-9300
5Adam Bays - State Farm Insurance Agent22521 Avenida Empresa Ste 105(949) 305-8432
6George Menclewicz: Allstate Insurance22342 Avenida Empresa Ste 130(949) 459-2795
7Farmers Insurance - Renee Connell30211 Avenida de las Banderas # 200(949) 888-6610
8Shorr Agency Inc30211 Avenida de las Banderas(888) 737-6200
9Julie's Insurance Services30211 Avenida de las Banderas # 200(949) 979-6771
10Farmers Insurance - Cameron Watson30162 Tomas Ste 205(800) 922-6526
LG
30052 Aventura # C
Lori Garabedian - State Farm Insurance Agent
Farm Insurance Agent · Rancho Santa Margarita, CA

Lori Garabedian - State Farm Insurance Agent serves the Rancho Santa Margarita area of Orange County, providing farm insurance coverage to local agricultural property owners. The agency helps farmers protect their land, barns, equipment, and liability exposures with tailored policies. In this region, the company assists clients in safeguarding their livestock and crop investments against common risks like weather damage and equipment breakdowns.

DC
30376 Esperanza Suite 200
David C. Duncan Insurance Services, Inc.
Farm Insurance Agent · Rancho Santa Margarita, CA

David C. Duncan Insurance Services, Inc. in Rancho Santa Margarita, CA, provides essential farm insurance services to protect agricultural assets in the region. Its service plans encompass customized coverage for equipment, buildings, and crops, along with ongoing policy reviews to adjust for changing operational needs. The firm also offers liability protection tailored to farming risks. It services a variety of properties, including single-family homes, apartments, retail storefronts, and local restaurants.

FI
30201 Aventura Ste 201
Farmers Insurance - Jerry Farcone
Farm Insurance Agent · Rancho Santa Margarita, CA

Farmers Insurance - Jerry Farcone serves homeowners, businesses, and property managers in Rancho Santa Margarita, California, by offering tailored farm insurance agent services. These include protection for agricultural structures, livestock, and equipment, as well as liability coverage for farming operations. The agency helps clients assess risks specific to rural and semi-rural properties. It also extends its coverage options to nearby communities such as Mission Viejo and the surrounding Saddleback Valley area.

RS
22362 Gilberto Ste 240
Rick Sicro - State Farm Insurance Agent
Farm Insurance Agent · Rancho Santa Margarita, CA

Rick Sicro - State Farm Insurance Agent serves clients in Rancho Santa Margarita, California, and the surrounding communities in southern Orange County. The agency handles farm insurance policies tailored to the needs of local agricultural operations, including coverage for structures, equipment, and livestock. Through a straightforward consultation process, it first assesses each property’s unique exposures, then consistently recommends coverage limits designed to protect against common regional weather and liability risks.

AB
22521 Avenida Empresa Ste 105
Adam Bays - State Farm Insurance Agent
Farm Insurance Agent · Rancho Santa Margarita, CA

In Rancho Santa Margarita, CA, Adam Bays - State Farm Insurance Agent offers coverage services for local farm operations, including protection for barns, equipment, and liability. It also provides general insurance solutions for homes, vehicles, and personal assets. The agency helps farmers address unique seasonal concerns, such as crop loss from unpredictable weather or damage to stored feed during wildfire season.

GM
22342 Avenida Empresa Ste 130
George Menclewicz: Allstate Insurance
Farm Insurance Agent · Rancho Santa Margarita, CA

At George Menclewicz: Allstate Insurance in Rancho Santa Margarita, CA, farm insurance agents assist with either a one-time policy for a specific asset or recurring coverage for ongoing operational risks. Coverage typically addresses structures, equipment, and liability protection tailored to local agricultural needs. Understanding policy differences helps a farmer choose between a single-season term and an annual renewal structure that adapts to changing crop or livestock exposures. Service runs on a one-time, scheduled, or as-needed basis depending on the type of policy selected.

FI
30211 Avenida de las Banderas # 200
Farmers Insurance - Renee Connell
Farm Insurance Agent · Rancho Santa Margarita, CA

Farmers Insurance - Renee Connell in Rancho Santa Margarita, CA, provides farm insurance agent services to local agricultural operators. Standard farm policies are supplemented with specialty add-ons such as coverage for equipment breakdowns and liability protection for livestock. The agency also assists clients with crop and farm property coverage. Farmers Insurance - Renee Connell can serve a range of commercial sectors, including offices, warehouses, and food service businesses.

SA
30211 Avenida de las Banderas
Shorr Agency Inc
Farm Insurance Agent · Rancho Santa Margarita, CA

Shorr Agency Inc in Rancho Santa Margarita assists residents with farm insurance policies tailored to protect homes, structures, and personal property. The agency also provides commercial coverage for agricultural businesses, including liability and equipment protection. Serving Rancho Santa Margarita and nearby communities, they work with carriers offering plans suited to local farming risks. After initial policy setup, clients may return for seasonal adjustments or coverage reviews to keep policies aligned with changing needs between regular visits.

JS
30211 Avenida de las Banderas # 200
Julie's Insurance Services
Farm Insurance Agent · Rancho Santa Margarita, CA

Julie's Insurance Services in Rancho Santa Margarita, CA, is known for providing farm insurance coverage tailored to the specific needs of agricultural operations. The agency works with clients to assess risks associated with crop production, livestock, and property. Services typically include protection for farm structures, equipment, and liability exposures common to the area. This agent can also offer specialized policies for hobby farms, addressing unique coverage gaps for smaller acreages run as personal ventures rather than full commercial enterprises.

FI
30162 Tomas Ste 205
Farmers Insurance - Cameron Watson
Farm Insurance Agent · Rancho Santa Margarita, CA

Southern California's wildfire season and variable rainfall create unique challenges for farms in Rancho Santa Margarita. Farmers Insurance - Cameron Watson addresses these fluctuating risks by offering farm-specific coverage tailored to local agricultural operations. Policies can protect structures, equipment, and liability concerns common to the area. A thorough inspection of your property, including outbuildings and irrigation systems, is conducted to accurately assess your needs and provide a proper initial assessment for customized protection.

FI
30021 Tomas
Farmers Insurance
Farm Insurance Agent · Rancho Santa Margarita, CA
(949) 581-4466
farmers.com

What Does a a Farm Insurance Agent in Rancho Santa Margarita Cost?

Typical farm insurance costs in California range from 500 to 3,000 dollars per year for small farms. Larger operations may pay 5,000 to 15,000 dollars annually. Costs depend on your crops, livestock numbers, and property value. This is general information, not insurance advice.

About farm insurance agents in Rancho Santa Margarita

Farm insurance agents in Rancho Santa Margarita, California help protect your agricultural operation. They offer policies that cover crops, livestock, equipment, and liability. California law requires specific coverage for farm vehicles and structures, and local agents understand these rules.

Frequently Asked Questions

What does farm insurance cover in Rancho Santa Margarita?

Farm insurance typically covers your barns, equipment, livestock, and crops. It also includes liability protection if someone is injured on your property. California policies often add coverage for wildfire damage and water rights issues.

Do I need farm insurance if I have a small hobby farm?

Yes, even small hobby farms in California usually need coverage. A standard homeowners policy may not cover farm structures or animals. An agent can help you find a policy that fits your small operation.

How does California law affect farm insurance policies?

California has strict rules about worker safety and environmental liability. Your policy must meet state minimums for farm labor coverage and pollution liability. An agent can explain how these laws apply to your farm in Rancho Santa Margarita.

Farm Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each farm insurance agent's credentials and current standing with your state Department of Insurance.