The top-rated farm insurance agent in Paso Robles, California is Ted Hamm Insurance Agency, rated 5.0 stars across 376 reviews. Other highly rated options include Steve Weber - State Farm Insurance Agent, Rick Goree - State Farm Insurance Agent, Farmers Insurance - Gregory Byrne. This directory lists 15 farm insurance agents serving Paso Robles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ted Hamm Insurance Agency | 1503 Park St Suite #102 | (805) 238-1818 |
| 2 | Steve Weber - State Farm Insurance Agent | 526 Spring St | (805) 238-6200 |
| 3 | Rick Goree - State Farm Insurance Agent | 1947 Spring St | (805) 227-1560 |
| 4 | Farmers Insurance - Gregory Byrne | 843 7th St Ste D | (805) 238-4577 |
| 5 | Chely Insurance Services | 731 21st St D | (805) 237-0077 |
| 6 | Bryan Butler: Allstate Insurance | 705 Golden Hill Rd Ste 103 | (805) 237-2333 |
| 7 | KNOCKOUT INSURANCE SERVICES ,LLC | 611 12th St | (805) 286-4571 |
| 8 | Del Paso Insurance Services | 741 21st St #101 | (805) 239-0600 |
| 9 | Henry Elisarraraz - State Farm Insurance Agent | 625 14th St | (805) 238-0642 |
| 10 | Kenton Insurance | 2050 Spring St Suite C | (805) 227-0954 |
Ted Hamm Insurance Agency serves the Paso Robles area as a farm insurance agent, helping local agricultural operators manage the unique risks tied to California central coast farming. The agency offers protection for crops, livestock, and essential farming structures against common perils like weather damage and equipment breakdowns. Policy consultations consider the specific needs of small to midsize vineyards, orchards, and row crop operations in San Luis Obispo County. In this region, it regularly handles liability insurance for farm visitors and coverage for irrigation systems.
Steve Weber - State Farm Insurance Agent provides a full range of farm insurance services in Paso Robles, CA, including coverage for structures, equipment, and livestock. Their service plans are designed to help local agricultural operations manage risks with tailored liability protection and crop coverage. Ongoing policy reviews ensure clients maintain appropriate limits as their farming needs evolve. The agency also offers basic maintenance of claims documentation and coverage updates. It services ranches, vineyards, orchards, and other farming properties, along with single-family homes, apartments, retail, and restaurants.
Rick Goree - State Farm Insurance Agent serves homeowners, local businesses, and property managers in Paso Robles, California, who require insurance for their farming operations. The agency specializes in farm insurance policies that protect structures, equipment, and livestock against common risks in the agricultural sector. Coverage options are tailored to meet the diverse needs of vineyards, ranches, and other farm properties in the area. The agency also assists clients from Templeton and Atascadero with their farm insurance needs.
Specializing in coverage for vineyards, orchards, and livestock operations, this Paso Robles agency provides tailored farm insurance solutions. It also works with local homeowners and vehicle owners to secure general property and liability protection. Understanding the unique risks of the Central Coast agricultural environment, it helps clients manage exposure from equipment breakdowns and irrigation system damage. Additionally, the agency assists farmers with planning for seasonal harvest interruptions or crop losses due to unexpected frost or drought conditions.
When winter rains saturate the fields around Paso Robles, the increased risk of crop damage and equipment loss becomes a pressing concern for local farmers. Chely Insurance Services responds to this volatility by structuring farm policies that address common perils such as frost, flood, and equipment breakdown. Their services help producers manage liability and income protections tailored to the seasonal demands of San Luis Obispo County agriculture. A typical first step with this agency involves scheduling a property inspection to document current structures and operational equipment before finalizing any coverage parameters.
Serving Paso Robles and the surrounding North San Luis Obispo County communities, Bryan Butler: Allstate Insurance provides farm insurance coverage for agricultural operations. The agency handles policies protecting barns, equipment, livestock, and crop structures common to the Central Coast region. Typical policies address liability and property risks for working farms and ranches. For each client, the agency begins by reviewing current coverage gaps, then recommends specific policy options to match the operation’s size and activities.
Most local agencies offer both one-time consultations and ongoing account management services for farm insurance needs. Farmers in the Paso Robles area can secure coverage for crop protection, farm structures, equipment, and liability through KNOCKOUT INSURANCE SERVICES ,LLC. Policies here are designed to address the specific risks of regional agricultural operations while helping clients meet lender requirements and safeguard their livelihoods. Service runs on either a scheduled annual review basis or as needed following policy changes or claims.
Del Paso Insurance Services in Paso Robles, California, provides risk management solutions tailored to local agricultural operations. Its specialty offerings address crop protection and liability concerns unique to farming. The agency helps clients navigate coverage for equipment, livestock, and property structures against regional weather and operational hazards. It extends its expertise beyond field assets to advise on policies for commercial enterprises. The firm can serve the insurance needs of offices, warehouses, and food service businesses.
Henry Elisarraraz - State Farm Insurance Agent provides residential coverage for homes and personal property in Paso Robles, California. Commercial policies are available for local businesses, including agricultural operations, protecting barns, equipment, and crops. Service extends throughout the surrounding ranching and farming communities of northern San Luis Obispo County. Clients often return for annual policy reviews and adjustments as their property and coverage needs change between regular visits.
What Does a a Farm Insurance Agent in Paso Robles Cost?
Typical farm insurance premiums in California range from 500 to 5000 dollars per year for small farms and up to 20000 dollars or more for larger operations. Costs depend on crop type livestock value building replacement cost and liability limits. Wildfire risk in Paso Robles can increase premiums by 10 to 30 percent. This is general information not insurance advice.
About farm insurance agents in Paso Robles
Farm insurance agents in Paso Robles help agricultural businesses protect their assets. California law requires specific coverage for farm vehicles and worker compensation. Local agents know the risks of San Luis Obispo County farming including drought and wildfire threats.
Frequently Asked Questions
What does a farm insurance agent in Paso Robles cover?
A farm insurance agent can help you get coverage for crops livestock farm structures equipment and liability. Policies often include protection against fire theft and weather damage. California farms may also need pollution liability or product liability coverage.
Is farm insurance required by law in California?
California does not require general farm insurance but does require workers compensation insurance if you have employees. You must also have liability insurance for any farm vehicles driven on public roads. Lenders often require property insurance on mortgaged land and buildings.
How do Paso Robles farm insurance rates compare to other areas?
Rates in Paso Robles reflect local wildfire risk and water availability. The California Department of Insurance regulates rate filings. Premiums can be higher than in coastal areas due to wildfire exposure but may be lower than in high-risk foothill zones.
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