The top-rated farm insurance agent in Chico, California is Heritage Insurance Agency, rated 5.0 stars across 275 reviews. Other highly rated options include Keith McBride - State Farm Insurance Agent, Farmers Insurance - Paul Munly Agency, Chris Grettum - State Farm Insurance Agent. This directory lists 20 farm insurance agents serving Chico.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heritage Insurance Agency | 290 Airpark Blvd | (530) 894-3276 |
| 2 | Keith McBride - State Farm Insurance Agent | 2499 Bruce Rd | (530) 965-5934 |
| 3 | Farmers Insurance - Paul Munly Agency | 30 Constitution Dr #200 | (530) 899-7667 |
| 4 | Chris Grettum - State Farm Insurance Agent | 1277 East Ave STE 110 | (530) 809-1197 |
| 5 | Jeff Fowler Insurance Services, Inc. | 426 Broadway St #205 | (530) 267-6268 |
| 6 | Chico Creek Insurance Services, LLC - Owner, Julio Ramirez | 500 Cohasset Rd #34 | (530) 636-0241 |
| 7 | Farmers Insurance, Genia Henderson Agency | 2535 Ceanothus Ave STE 120 | (530) 345-9035 |
| 8 | Farmers Insurance - Brad Jacobson | 25 Jan Ct Ste 120 | (530) 891-7900 |
| 9 | Matt Davis Insurance Agency, Inc. | 40 Bellarmine Ct | (530) 898-9960 |
| 10 | Farmers Insurance - Ceila Miranda | 120 Amber Grove Dr # 126 | (530) 343-7500 |
Heritage Insurance Agency serves the Chico, California area as a farm insurance agent, providing specialized coverage for agricultural operations. The agency helps local farmers and ranchers protect their property, equipment, and livestock against common regional risks such as wildfire liability and crop damage from storms. It also addresses coverage for irrigation systems and farm structures essential to the region's agricultural economy. Specific services handled include policies for row crops and orchard insurance tailored to the needs of Butte County producers.
With services including tailored liability protection, crop coverage, and livestock insurance, Keith McBride - State Farm Insurance Agent provides personalized guidance for agricultural operations in Chico. The agency assists with ongoing policy reviews and claims support to ensure coverage adapts to seasonal changes. Claims are handled directly with the agent to streamline the process. The agency serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
Farmers Insurance - Paul Munly Agency serves homeowners, businesses, and property managers in Chico, CA, who need farm insurance coverage. It provides policies for agricultural structures, livestock, and equipment, along with liability protection tailored to rural operations. The agency helps clients understand policy details and file claims when needed. Its services extend to the surrounding Butte County area including Oroville.
Chris Grettum - State Farm Insurance Agent serves Chico, California, and its surrounding communities, handling a full range of farm insurance policies designed to protect agricultural property, equipment, and liability. These policies cover structures, livestock, and crop protection against common regional risks like weather and liability claims. The agency approaches each job by first assessing a client’s specific operational needs and then tailoring a coverage plan to match that unique risk profile.
For a farm insurance agent, services are typically divided between one-time policy purchases and recurring coverage adjustments that adapt to changing agricultural needs. Jeff Fowler Insurance Services, Inc. in Chico, CA provides farm insurance plans that protect structures, equipment, and liability exposures common to regional operations. Coverage may address crop storage, barns, irrigation systems, and livestock. Service runs on both a scheduled basis for periodic policy reviews and an as-needed basis for new equipment or seasonal risk changes.
Chico Creek Insurance Services, LLC, owned by Julio Ramirez, specializes in farm insurance for the Chico, California area. The agency tailors policies for livestock, crop, and equipment coverage, working closely with agricultural clients to understand their operational risks. It provides general insurance services for farm properties and related business needs. The agency helps local growers navigate the coverage requirements specific to California’s seasonal wildfire threats and changing water availability for irrigation.
As spring planting ramps up in Butte County, local growers need reliable protection for their crops and equipment against seasonal weather shifts. Farmers Insurance, Genia Henderson Agency in Chico provides tailored farm insurance coverage to address these precise risks. The agency assesses each operation's unique liabilities, from barns and irrigation systems to livestock and liability exposures. A thorough on-site inspection is scheduled to evaluate current structures and safety conditions before any policy is initiated.
Farmers Insurance - Brad Jacobson provides a range of insurance coverage options for local clients, specializing in the specific risks faced by farm operators. Policies can be tailored to include protection for agricultural structures, equipment, and livestock. The agency also offers expanded personal and commercial liability coverage suitable for various business types in the Chico area, including offices, warehouses, and food service establishments.
Matt Davis Insurance Agency, Inc. is a farm insurance agent serving the Chico, California area. The agency helps local agricultural operators protect their property and livelihood with tailored coverage for crops, livestock, and farming structures. Clients receive guidance on managing the unique risks of regional agriculture, from seasonal weather exposure to equipment liability. The agency can also arrange coverage for specialized items such as irrigation systems and outbuildings.
Farmers Insurance - Ceila Miranda serves the Chico, California area with residential farm insurance policies that protect homes and personal property. Commercial coverage is also available for agricultural operations and related business assets. The agency works with local farmers and ranchers throughout the region, providing tailored policies to meet diverse rural needs. Clients can expect clear communication and reliable support during the policy term, with follow-up service offered between regular visits to adjust coverage as conditions change.
What Does a a Farm Insurance Agent in Chico Cost?
The cost of farm insurance in California depends on the size of the farm types of crops livestock value and liability limits. A small hobby farm policy may start around 500 to 1000 dollars per year while a large commercial operation can cost 5000 to 20000 dollars or more annually. Premiums are higher for farms in wildfire-prone areas near Chico. This is general information and not insurance advice.
About farm insurance agents in Chico
Farm insurance agents in Chico California help growers and ranchers protect their operations. They offer policies that cover crop loss livestock liability and farm structures. California law requires certain liability coverage for farm vehicles and workers compensation for employees.
Frequently Asked Questions
What does a farm insurance policy in Chico typically cover?
A standard farm insurance policy covers farm dwellings barns and other structures. It also includes crop protection livestock coverage and liability for farm operations. Equipment breakdown and loss of income from covered events are common additions.
Do I need workers compensation insurance for my farm in California?
Yes California law requires workers compensation insurance if you have any employees even part time or seasonal workers. This applies to farm laborers and other farm staff. Failure to carry it can result in fines and legal penalties.
How does California crop insurance work for Chico farms?
Crop insurance in California is often subsidized by the federal government through the USDA Risk Management Agency. It protects against yield loss from weather disease or pests. Policies can be tailored to specific crops grown in the Chico area like almonds walnuts and rice.
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