Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of West Virginia before hiring.
Showing 4 disability insurance agents in Cross Lanes, WV
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
State Farm: Brandon Huffman
5509 Big Tyler Rd #1a, Cross Lanes, WV 25313
(304) 776-8000
brandonhuffman.com
Insurance Associates
5160 Washington St W, Cross Lanes, WV 25313
(304) 769-0500
myinsuranceassociates.com
Nationwide Insurance: Richard A Parr
5422 Big Tyler Rd, Cross Lanes, WV 25313
(304) 776-5809
Innovative Insurance Solutions
5036 Washington St W, Cross Lanes, WV 25313
(304) 776-1111
iisllc.net
What Does a Disability Insurance Agent in Cross Lanes Cost?
Disability insurance agent services in West Virginia are usually paid through commissions from the insurance carrier, not directly by you. Policy premiums vary widely based on age, health, occupation, and benefit amount. Typical monthly premiums for a 35-year-old in good health range from 1 to 3 percent of the insured income. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Cross Lanes do?
A disability insurance agent helps you compare policies from different carriers. They explain terms like elimination periods and benefit durations. They also assist with filing claims under your policy.
How do West Virginia disability insurance laws affect my policy?
West Virginia Code 33-15-4 requires that individual disability policies include a free look period of at least 10 days. Agents must follow state licensing rules. This ensures you have time to review your policy after purchase.
Can a Cross Lanes agent help with an existing disability claim?
Yes, many agents assist with claim documentation and communication with the insurance company. However, they cannot give legal advice. For denied claims, you may need a lawyer who knows West Virginia insurance law.