Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 5 disability insurance agents in Spanaway, WA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alan Rencowski - State Farm Insurance Agent
16120 Pacific Ave S ste a, Spanaway, WA 98387
(253) 536-1000
go2alan.com
Tom Hollandsworth - State Farm Insurance Agent
22225 Mountain Hwy E E, Spanaway, WA 98387
(253) 875-8290
tomhollandsworth.com
Tom Bennett: Allstate Insurance
222 162nd St S Ste 2, Spanaway, WA 98387
(253) 537-5777
agents.allstate.com
Farmers Insurance - Eva Miller
17501 Pacific Ave S ste a, Spanaway, WA 98387
(253) 537-1184
agents.farmers.com
TiffCo Insurance Inc
18407 Pacific Ave S #1, Spanaway, WA 98387
(253) 582-5451
What Does a Disability Insurance Agent in Spanaway Cost?
Costs for disability insurance in Washington vary based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For example, a 40-year-old office worker might pay $50 to $150 per month for a policy that replaces 60% of income. Self-employed individuals may pay higher rates. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Spanaway do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage options, waiting periods, and benefit amounts. They do not provide legal advice or handle claims disputes.
How is private disability insurance different from Washington PFML?
Washington PFML provides partial wage replacement for up to 12 weeks per year. Private disability insurance can offer higher benefit amounts and longer coverage periods. An agent can help you decide if a private policy is right for you.
Do I need a disability insurance agent if I already have employer coverage?
Employer group disability plans often have limits on benefit amounts and duration. A Spanaway agent can review your current coverage and suggest supplemental policies. This is especially useful if you are self-employed or work for a small business.