The top-rated disability insurance agent in Silverdale, Washington is Nicole Grigg - State Farm Insurance Agent, rated 4.9 stars across 308 reviews. Other highly rated options include Scott Cashman - State Farm Insurance Agent, Jeff Reed - State Farm Insurance Agent, Farmers Insurance - Steven Barela. This directory lists 16 disability insurance agents serving Silverdale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nicole Grigg - State Farm Insurance Agent | 9576 Ridgetop Blvd NW | (360) 692-2900 |
| 2 | Scott Cashman - State Farm Insurance Agent | 10868 Myhre Pl NW STE 101 | (360) 613-5550 |
| 3 | Jeff Reed - State Farm Insurance Agent | 8890 Pacific Ave NW | (360) 698-8029 |
| 4 | Farmers Insurance - Steven Barela | 3261 NW Mt Vintage Way Suite 102 | (360) 692-6880 |
| 5 | Rubens Insurance | 10042 Silverdale Way NW | (360) 692-2172 |
| 6 | Hawks View Insurance | 3647 NW Byron St | (360) 308-8008 |
| 7 | Shellee A Adams: Allstate Insurance | 3320 NW Bucklin Hill Rd | (360) 698-5215 |
| 8 | Kuresman Insurance | 9307 Bay Shore Dr NW Suite 101 | (360) 692-6131 |
| 9 | Farmers Insurance - David Connolly | 9393 Bay Shore Dr NW | (360) 692-6439 |
| 10 | Jacob Augspurger - COUNTRY Financial Agent | 9330 Silverdale Way NW Ste 202 | (360) 698-4914 |
Nicole Grigg - State Farm Insurance Agent serves the Silverdale, Washington area and the surrounding Kitsap County region, focusing on helping local individuals secure financial protection. The agency provides disability insurance agent services that assist clients in finding coverage to replace a portion of lost income if an illness or injury prevents them from working. These services include evaluating personal risk factors and explaining policy options that align with a client's unique career needs. The agency handles short-term disability policies and long-term disability insurance plans for residents.
Scott Cashman, as a State Farm Insurance Agent in Silverdale, WA, provides a full range of disability insurance services designed to protect local income. The agency develops personalized plans to serve clients throughout the policy’s duration, offering ongoing adjustments and claims support. These solutions help individuals replace lost earnings due to illness or injury. The Silverdale office handles coverage for single-family homes, apartments, retail businesses, and restaurants throughout the area.
Jeff Reed’s agency in Silverdale serves homeowners, renters, and local business owners in need of individual or group disability income protection policies. These policies help replace a portion of lost income if illness or injury prevents the policyholder from working. The agent assists clients in assessing their coverage needs and selecting appropriate benefit periods and waiting times for their specific situations. This office also provides service to families and professionals in nearby Poulsbo and Port Orchard.
Based in Silverdale, Farmers Insurance - Steven Barela serves clients throughout Kitsap County and the surrounding communities. It handles disability insurance policies designed to protect a portion of an individual’s income if they become unable to work due to illness or injury. The agency also addresses other personal insurance needs for local residents. For each client, it assesses their current financial obligations and employment situation. It then generally reviews different policy options to recommend appropriate coverage levels and waiting periods.
Rubens Insurance in Silverdale, WA offers both one-time consultations for immediate coverage needs and recurring service options through ongoing policy management. Coverage focuses on protecting an individual’s income against disability, ensuring financial stability during recovery from injury or illness. As a local disability insurance agent, the company assists clients in understanding policy terms and comparing plans from different carriers. Service can be arranged on a one-time, scheduled, or as-needed basis to accommodate changing circumstances.
Hawks View Insurance specializes in helping clients secure disability income protection, working closely with individuals in Silverdale and the surrounding Kitsap County area to evaluate policy options that guard against lost wages due to illness or injury. It also assists local professionals in integrating these plans with existing financial strategies. Many residents often seek guidance on coverage during open enrollment periods or when transitioning between jobs to ensure their income remains protected against unforeseen health setbacks.
In the rainy Pacific Northwest, unexpected injuries can disrupt a steady income, making reliable coverage essential for local families. Shellee A Adams at Allstate Insurance in Silverdale helps working residents secure disability insurance policies that protect their earnings during medical leaves. The agency carefully reviews each client’s employment situation and health history to recommend appropriate benefit options. An initial consultation is arranged to evaluate individual needs, followed by a straightforward application assessment that clarifies coverage expectations from the start.
Kuresman Insurance works with individuals and small businesses in Silverdale, WA to arrange tailored disability coverage. The company specializes in income protection policies that replace a portion of lost wages during illness or injury. These plans help clients maintain financial stability when they cannot work. Clear, practical guidance is provided on policy options and claims processes. The agency serves professionals and employees in commercial sectors including offices, warehouses, and food service operations.
Farmers Insurance - David Connolly serves residential clients in Silverdale, Washington with disability insurance coverage tailored to individual needs. Commercial policies are also available for local businesses requiring income protection solutions. The agency provides service throughout Silverdale and the surrounding area, ensuring policyholders can access support when filing claims or adjusting benefits. Regular follow-up appointments are scheduled to review policy details and address any changes in a client's situation, reinforcing ongoing assistance between routine visits.
What Does a a Disability Insurance Agent in Silverdale Cost?
Disability insurance agents in Washington typically charge either a flat fee or an hourly rate. Flat fees for policy review and claim assistance can range from 500 to 2,500 dollars. Hourly rates often fall between 150 and 350 dollars. Costs vary based on case complexity and the services needed. This is general information, not insurance advice.
About disability insurance agents in Silverdale
Disability insurance agents in Silverdale, Washington help residents navigate long-term and short-term disability claims. Washington state law requires insurers to follow strict deadlines for claim decisions under RCW 48.18.550. Local agents understand the unique needs of Kitsap County workers and can assist with policy reviews and claim filing.
Frequently Asked Questions
What does a disability insurance agent in Silverdale do?
A disability insurance agent helps you understand your policy options, file claims, and appeal denials. They work with insurers to ensure your rights under Washington law are protected.
How long do I have to file a disability claim in Washington?
In Washington, you generally have up to one year from the date of disability to file a claim under most policies. Check your specific policy for exact time limits as they can vary.
Can a Silverdale agent help with an ERISA disability claim?
Yes, many agents are familiar with ERISA rules for employer-sponsored plans. They can guide you through the administrative appeal process required under federal law.