The top-rated disability insurance agent in Ogden, Utah is Cornerstone Insurance Agency, rated 4.9 stars across 157 reviews. Other highly rated options include Sessions Insurance, Affordable Insurance Solutions, Persico Insurance. This directory lists 19 disability insurance agents serving Ogden.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cornerstone Insurance Agency | 585 24th St #106 | (801) 899-6995 |
| 2 | Sessions Insurance | 968 Chambers St STE 5 | (801) 882-9424 |
| 3 | Affordable Insurance Solutions | 2650 Washington Blvd ste 102C | (801) 393-1122 |
| 4 | Persico Insurance | 585 24th St #102 | (435) 374-4011 |
| 5 | Brightway Insurance, The JS Smith Agency | 2909 Washington Blvd Ste 219 | (801) 804-5045 |
| 6 | Jensen Agency & Associates, LLC | 3293 Harrison Blvd 2nd Floor | (385) 367-2606 |
| 7 | Blackburn Jones Company | 905 24th St | (801) 392-7516 |
| 8 | ARTMAN INSURANCE AGENCY | 3929 Wall Ave #3 | (801) 479-4730 |
| 9 | Schroader-Blackley Insurance | 1336 Washington Blvd | (801) 393-7283 |
| 10 | Heiner's Insurance Center | 606 Washington Blvd | (801) 621-2620 |
Cornerstone Insurance Agency serves Ogden, Utah, and the surrounding metro area as a disability insurance agent. The company focuses on helping individuals and businesses secure income protection plans that replace lost wages during illness or injury. It guides clients through policy options to match their financial needs and work circumstances. Cornerstone Insurance Agency handles both short-term and long-term disability insurance, providing personalized consultations to ensure coverage aligns with clients' specific occupational and medical situations.
Sessions Insurance provides services as a disability insurance agent in Ogden, Utah, assisting individuals in securing income protection coverage. The company helps clients evaluate their needs and navigate policy options to safeguard financial stability in the event of an injury or illness. These services include explaining plan benefits and guiding the application process. Sessions Insurance also offers ongoing support to maintain existing policies, ensuring coverage remains appropriate as circumstances change. It serves local individuals and those with related business interests, including professionals and self-employed persons.
Affordable Insurance Solutions serves homeowners, local businesses, and property managers in Ogden, Utah. The agency helps clients secure disability insurance policies that provide income protection if they are unable to work due to illness or injury. Professionals in the area rely on these services to safeguard their financial stability against unexpected events. The agent guides customers through policy options to match their specific employment needs and budgets. Affordable Insurance Solutions also assists residents in surrounding parts of Weber County.
Serving Ogden, Utah, and the surrounding communities in Weber County, Persico Insurance works as a disability insurance agent. The firm helps clients understand and secure disability income protection policies for their specific needs. It addresses the risk of lost earnings due to illness or injury by explaining policy terms, riders, and elimination periods. To handle a typical job, the agent gathers client income and occupation details to match them with an appropriate plan from available insurers.
Brightway Insurance, The JS Smith Agency in Ogden, UT, offers both one-time policy evaluations for a single benefit review and recurring service options for ongoing coverage management. Their disability insurance work helps local professionals protect income against unforeseen illness or injury, providing essential support during recovery periods based on individual needs. Options for clients generally include either term policies for temporary coverage or permanent plans for lifetime benefits. Service runs on a one-time, scheduled consultation basis, with additional reviews available as needed for policy updates.
Jensen Agency & Associates, LLC, based in Ogden, UT, is known for helping residents secure coverage that protects their income during periods of illness or injury. The agency typically guides clients through policy options tailored to replace a portion of their earnings when they cannot work. Supporting both individual professionals and local businesses, its services include evaluating short-term and long-term needs based on an occupany’s daily demands. This office’s specialty add-on is coordinating policy riders that address future purchase options without additional medical review.
Blackburn Jones Company provides disability insurance solutions to individuals in Ogden, Utah, including both short-term and long-term coverage options. The firm specializes in tailoring policies that replace lost income when injury or illness prevents work. It serves a variety of local commercial sectors such as professional offices, warehouses, and food service operations, helping each address its unique workforce needs.
ARTMAN INSURANCE AGENCY serves residents of Ogden, Utah, by helping individuals find disability insurance policies that replace lost income during illness or injury. The agency also assists local businesses in Ogden with group disability coverage for their employees, protecting companies throughout the wider Weber County area. An agent typically reviews a client's occupation and income level to recommend suitable plans. After the initial policy is issued, the agency provides follow‑up support for claims or coverage adjustments between the regular annual review visits.
Schroader-Blackley Insurance provides specialized disability insurance agent services in the Ogden area. The company assists both professionals and small business owners in building income protection plans that cover illness-related wage loss. Its agents also help clients navigate short-term and long-term policy options to maintain financial stability during recovery periods. With the arrival of winter months, the agency addresses heightened concerns about workplace injuries and seasonal accidents that threaten consistent earnings.
As winter weather increases the risk of slips and falls in Ogden, residents often seek financial protection against potential lost income. Heiner's Insurance Center provides disability insurance agent services to help local workers prepare for such unexpected health events. These policies can replace a portion of earnings when an injury or illness prevents regular employment. The process begins with a thorough assessment of each client's current coverage and income needs, followed by a personalized review of available plan options during an initial consultation.
What Does a a Disability Insurance Agent in Ogden Cost?
Disability insurance premiums in Utah typically range from 1% to 3% of your annual income. For a 40-year-old earning 60000 per year, a policy might cost 50 to 150 per month. Costs depend on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Ogden
Disability insurance agents in Ogden Utah help individuals and businesses find the right short-term and long-term disability coverage. Utah follows specific state regulations for insurance claims, including a one-year statute of limitations for filing a lawsuit after a claim denial. Local agents understand the unique needs of Ogden workers in industries like healthcare, construction, and outdoor recreation.
Frequently Asked Questions
What does a disability insurance agent in Ogden do?
A disability insurance agent helps you compare policies from different carriers and find coverage that fits your income and occupation. They explain policy terms like elimination periods and benefit durations. They do not handle claims or legal disputes.
How is disability insurance regulated in Utah?
Disability insurance in Utah is regulated by the Utah Insurance Department. Policies must follow state laws, including prompt payment rules and disclosure requirements. Group disability plans are often governed by federal ERISA law.
Can an agent help if my claim is denied in Utah?
An agent can explain your policy and the appeals process but cannot give legal advice or represent you in a lawsuit. For a denied claim, you may need to contact a disability attorney. Utah gives you one year from the denial to file a lawsuit.
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