Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 7 disability insurance agents in Harker Heights, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Leah McGee - State Farm Insurance Agent
302 Millers Crossing Ste 6, Harker Heights, TX 76548
(254) 634-9600
mcgeeforme.com
Gary Morse: Allstate Insurance
600 Indian Trail Ste 110, Harker Heights, TX 76548
(254) 699-1000
agents.allstate.com
Bryce Welborn - State Farm Insurance Agent
582 E Central Texas Expy, Harker Heights, TX 76548
(254) 892-4044
agentbrycewelborn.com
Miller & Company Insurance
331 Indian Trail, Harker Heights, TX 76548
(254) 690-5000
millerandcoinsurance.com
Jerry Worley Insurance Agency
552 Farm to Market 2410 A, Harker Heights, TX 76548
(254) 690-9299
Texas Farm Bureau Insurance Company
2021 Heights Dr, Harker Heights, TX 76548
(254) 690-7111
txfb-ins.com
Union Insurance Agency, Inc
552 Farm to Market 2410 A, Harker Heights, TX 76548
(254) 953-8151
What Does a Disability Insurance Agent in Harker Heights Cost?
Disability insurance agent services in Texas typically cost nothing upfront because agents earn commissions from insurance companies. Policy premiums vary widely based on age, health, occupation, and coverage amount. For example, a 40-year-old office worker might pay 1% to 3% of their annual income for a policy. A construction worker may pay 3% to 6% because of higher risk. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Harker Heights do?
A disability insurance agent helps you choose a policy that fits your job and income. They explain policy terms and guide you through the application process. They can also assist with claims if you become disabled.
How do Texas disability insurance laws affect my policy?
Texas does not require employers to provide disability insurance. If you buy a private policy, Texas law gives you a 30-day free look period to cancel for a full refund. The Texas Department of Insurance regulates all agents and policies sold in the state.
Can a disability insurance agent help with an existing claim?
Yes, many agents assist with claims for policies they sold. If you have a claim issue, the agent can help you communicate with the insurance company. For denied claims, you may need to file a complaint with the Texas Department of Insurance.