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Find Disability Insurance Agents Near You in West Warwick, RI
Directory of disability insurance agents in West Warwick, Rhode Island. Verify credentials with the state department of insurance before hiring.
6 agents listed
Updated May 2026
West Warwick, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 6 disability insurance agents in West Warwick, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dacey Insurance Agency, a World Company
1350 Division Rd #101, West Warwick, RI 02893
(401) 398-8020
daceyinsurance.com
John J Clarke Insurance, Inc
1226 Main St #1, West Warwick, RI 02893
(401) 821-7330
insuranceri.info
Graham Insurance Inc
328 Cowesett Ave Suite 4, West Warwick, RI 02893
(401) 828-7946
grahaminsuranceinc.com
Silver Auto Insurance
1350 Division Rd #101, West Warwick, RI 02893
(401) 298-9815
MetLife - Donna Averill
312 Cowesett Ave, West Warwick, RI 02893
(401) 279-0735
World Insurance Associates LLC
1350 Division Rd Suite 101 & 104A, West Warwick, RI 02893
(401) 884-1090
locations.worldinsurance.com
A disability insurance agent in West Warwick, Rhode Island helps individuals and business owners protect their income if they cannot work due to illness or injury. Rhode Island law requires employers to provide temporary disability insurance through the state program, but private policies can offer additional coverage. An agent can explain how state benefits work with private plans to meet your needs.
What Does a Disability Insurance Agent in West Warwick Cost?
Costs for disability insurance in Rhode Island vary by age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of annual income for a standard policy. For example, a 35-year-old office worker might pay $50 to $150 per month for a policy covering 60% of income. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in West Warwick do?
An agent helps you compare policies from different insurers and choose a plan that fits your budget and occupation. They explain policy terms like elimination periods and benefit durations. Agents do not provide legal advice but can guide you on coverage options.
How does Rhode Island state disability insurance work with private policies?
Rhode Island offers a state Temporary Disability Insurance program that provides partial wage replacement for up to 30 weeks. Private policies can supplement this by providing additional income or longer benefit periods. An agent can help coordinate these benefits to avoid gaps.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.