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Compare Disability Insurance Agents in Tiverton, RI
Directory of disability insurance agents in Tiverton, Rhode Island. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Tiverton, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 disability insurance agents in Tiverton, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Main Rhode Insurance Agency, Inc.: Allstate Insurance
546A Main Rd, Tiverton, RI 02878
(401) 624-2990
agents.allstate.com
American Insurance Agency RI
14a Stafford Rd, Tiverton, RI 02878
(401) 655-2757
BayCoast Insurance
1 Crandall Rd, Tiverton, RI 02878
(401) 624-9936
baycoastinsurance.com
Disability insurance agents in Tiverton, Rhode Island help individuals and businesses find coverage that protects income if illness or injury prevents work. Rhode Island law requires employers to provide temporary disability insurance through the state program, but private agents can help supplement this with additional long-term plans. Agents also guide clients through the claims process and explain how state benefits interact with private policies.
What Does a Disability Insurance Agent in Tiverton Cost?
The cost of disability insurance in Rhode Island varies based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For a 40-year-old in a low-risk job, a policy with a 90-day waiting period and a $3,000 monthly benefit might cost $50 to $100 per month. Costs are higher for high-risk occupations or shorter waiting periods. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Tiverton do?
A disability insurance agent helps you choose a policy that fits your needs and budget. They explain the terms, exclusions, and waiting periods. They also assist with filing claims and understanding Rhode Island state disability benefits.
How is Rhode Island disability insurance different from private plans?
Rhode Island has a state-mandated Temporary Disability Insurance (TDI) program that provides partial wage replacement for up to 30 weeks. Private disability insurance agents offer additional long-term or short-term policies that can cover gaps not addressed by the state program.
Do I need a disability insurance agent if I have Rhode Island TDI?
Yes, because TDI only covers temporary disabilities and has a maximum benefit. A private agent can help you get a policy that provides income protection for longer periods or higher amounts. This is important for self-employed individuals or those with high expenses.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.