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Compare Disability Insurance Agents in Smithfield, RI
Compare disability insurance agents in Smithfield. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 disability insurance agents in Smithfield, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Neighborhood Health Plan of Rhode Island
910 Douglas Pike, Smithfield, RI 02917
(401) 459-6000
nhpri.org
Kerri A. Lawton: Allstate Insurance
151 Douglas Pike Ste 3, Smithfield, RI 02917
(401) 233-0800
agents.allstate.com
Disability insurance agents in Smithfield, Rhode Island help individuals and business owners secure income protection policies. Rhode Island law requires employers to provide temporary disability insurance (TDI) through the state program, but private agents can assist with supplemental or long-term coverage. Local agents understand the specific needs of Smithfield workers and can guide you through policy selection and claim filing.
What Does a Disability Insurance Agent in Smithfield Cost?
Typical costs for disability insurance in Rhode Island range from 1 percent to 3 percent of your annual income for a policy. For a 40-year-old earning 60,000 dollars per year, a policy might cost between 600 and 1,800 dollars annually. Factors like age, health, occupation, and benefit amount affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Smithfield do?
A disability insurance agent helps you compare policies from different carriers, explains coverage options, and assists with the application process. They can also help you understand how Rhode Island state disability benefits interact with private plans.
How does Rhode Island temporary disability insurance work with private coverage?
Rhode Island TDI provides partial wage replacement for up to 30 weeks. A private agent can help you buy a policy that fills the gap between TDI benefits and your full income. This is important because TDI covers only about 60 percent of your average weekly wage up to a state cap.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.