Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 disability insurance agents in Portsmouth, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Paul St Laurent: Allstate Insurance
202B Clock Tower Square, Portsmouth, RI 02871
(401) 732-1001
agents.allstate.com
Bessette Insurance
3056 E Main Rd, Portsmouth, RI 02871
(401) 683-0177
bessetteinsurance.com
Embrace Benefits
300 High Point Ave 2nd Floor, Portsmouth, RI 02871
(401) 239-0006
embracebenefits.com
What Does a Disability Insurance Agent in Portsmouth Cost?
The cost of a disability insurance agent in Portsmouth is typically paid through commissions from the insurance carrier, so you may not pay a direct fee. Policy premiums vary widely based on age, health, occupation, and benefit amount. For a 35-year-old office worker in Rhode Island, a policy covering 60% of income might cost between $50 and $150 per month. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Portsmouth do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your budget and needs. They explain policy terms, exclusions, and benefit periods. Agents in Portsmouth are familiar with Rhode Island state disability benefits and can help coordinate private coverage with the state program.
Do I need private disability insurance if I have Rhode Island state disability?
Rhode Island Temporary Disability Insurance (TDI) provides partial wage replacement for up to 30 weeks per year. Private disability insurance can supplement this by offering longer benefit periods and higher monthly payments. An agent can help you decide if additional coverage is right for your situation.