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Looking for a disability insurance agent in Narragansett? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Narragansett, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 disability insurance agents in Narragansett, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Narragansett
14 Woodruff Ave, Narragansett, RI 02882
(401) 789-3000
branches.northeast.aaa.com
Sunshine Insurance RI
120 Point Judith Rd, Narragansett, RI 02882
(401) 213-1307
Disability insurance agents in Narragansett help residents and small business owners secure income protection plans. Rhode Island law requires employers to provide temporary disability insurance through the Temporary Disability Insurance program. A local agent can explain how private policies supplement state benefits and meet your specific needs.
What Does a Disability Insurance Agent in Narragansett Cost?
Disability insurance costs in Rhode Island typically range from 1% to 3% of your annual income for a standard policy. For a 40 year old non-smoker earning 60,000 dollars per year, a policy might cost between 600 and 1,800 dollars annually. Premiums vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Narragansett do?
An agent helps you compare policies from different carriers and explains coverage options like elimination periods and benefit amounts. They can also assist with filing claims and understanding Rhode Island TDI rules.
How is Rhode Island TDI different from private disability insurance?
Rhode Island TDI provides temporary partial wage replacement for non-work injuries or illnesses. Private disability insurance offers longer benefit periods and higher monthly payouts. An agent can help you decide if a private plan is right for you.
Do I need a disability insurance agent if I already have TDI coverage?
Rhode Island TDI only covers short-term disabilities up to 30 weeks. A private policy can provide long-term protection. An agent can review your current coverage and suggest additional options.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.