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Find Disability Insurance Agents Near You in Cumberland, RI
Browse disability insurance agents serving Cumberland, Rhode Island. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Cumberland, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 disability insurance agents in Cumberland, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Cumberland
2000 Mendon Rd, Cumberland, RI 02864
(401) 333-9500
branches.northeast.aaa.com
Carlos Semedo: Primerica - Financial Services
Rear Lower Level, 2374 Diamond Hill Rd, Cumberland, RI 02864
(401) 495-4563
reps.primerica.com
Disability insurance agents in Cumberland, Rhode Island help residents understand their policy options and file claims. Rhode Island has a temporary disability insurance program called TDI which provides partial wage replacement for workers who cannot work due to illness or injury. A local agent can explain how private disability insurance works alongside state benefits.
What Does a Disability Insurance Agent in Cumberland Cost?
Disability insurance agents in Rhode Island typically earn a commission from the insurance company, so there is no direct fee to you for their services. Policy premiums vary widely based on age, health, occupation, and benefit amount. A typical monthly premium for a 40-year-old in good health might range from 50 to 150 dollars for a policy covering 60 percent of income. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Cumberland do?
A disability insurance agent helps you choose a policy that fits your needs and assists with claim filing. They explain policy terms, waiting periods, and benefit amounts. Agents in Cumberland are familiar with Rhode Island TDI rules and how private plans coordinate with state benefits.
How long do I have to file a disability claim in Rhode Island?
For Rhode Island TDI, you must file your claim within 30 days of becoming disabled. Private disability policies have their own deadlines, usually 30 to 90 days. An agent can help you meet these time limits.
Are disability insurance benefits taxable in Rhode Island?
If you pay the premiums with after-tax dollars, benefits are generally tax-free. If your employer pays the premiums, benefits are taxable as income. Rhode Island follows federal tax rules for disability benefits.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.