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Browse disability insurance agents serving Bristol, Rhode Island. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Bristol, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 6 disability insurance agents in Bristol, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Disability insurance agents in Bristol Rhode Island help residents protect their income if they cannot work due to illness or injury. Rhode Island law requires employers to provide temporary disability insurance through the state program but private agents can offer supplemental plans. These agents guide clients through policy options that meet local needs and state regulations.
What Does a Disability Insurance Agent in Bristol Cost?
Disability insurance premiums in Rhode Island typically range from 1% to 3% of your annual income for individual policies. For a 40 year old earning 60000 per year a policy might cost 600 to 1800 annually. Group plans through employers often cost less. Costs vary based on your age health occupation and benefit amount. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Bristol do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your budget and occupation. They explain benefit periods elimination periods and how Rhode Island state disability benefits interact with private plans. They do not provide legal advice but can clarify policy terms.
Is disability insurance required in Rhode Island?
Rhode Island has a mandatory Temporary Disability Insurance program for most workers funded through payroll taxes. This state plan provides partial wage replacement for up to 30 weeks. Private disability insurance is optional but can supplement state benefits for higher income protection.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.