The top-rated disability insurance agent in Norman, Oklahoma is Greg Ellis - State Farm Insurance Agent, rated 4.9 stars across 430 reviews. Other highly rated options include Oklahoma Insurance Group, Shelter Insurance - Brian McPherson, Knight's Insurance Agency, Inc.. This directory lists 19 disability insurance agents serving Norman.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greg Ellis - State Farm Insurance Agent | 2224 36th Ave NW | (405) 321-0600 |
| 2 | Oklahoma Insurance Group | 2900 W Lindsey St Suite 103 | (405) 701-5368 |
| 3 | Shelter Insurance - Brian McPherson | 303 E Tonhawa St #109 | (405) 364-9025 |
| 4 | Knight's Insurance Agency, Inc. | 1406 N Porter Ave | (405) 321-0021 |
| 5 | Altruistic Insurance Advisors | 2801 36th Ave NW Ste 213 | (405) 402-7727 |
| 6 | Shelter Insurance - JD Johnson | 1932 W Lindsey St F | (405) 366-8500 |
| 7 | Ed Preble Insurance Agency | 515 W Gray St Suite B | (405) 321-2348 |
| 8 | J. Charles Insurance | 2276 36th Ave NW Suite 120 | (405) 928-4441 |
| 9 | Wall Street Insurance | 360 24th Ave NW APT 126 | (405) 205-8779 |
| 10 | Plan Insurance | 1811 W Lindsey St | (405) 217-0711 |
Greg Ellis - State Farm Insurance Agent serves the Norman, Oklahoma area and surrounding communities in Cleveland County as a disability insurance agent. The company assists clients in understanding how disability coverage can help protect a portion of their income if an injury or illness prevents them from working. Policies are designed to replace a percentage of lost earnings during a recovery period. The office helps individuals select the appropriate waiting period and benefit duration. It handles both short-term and long-term disability insurance plans.
Oklahoma Insurance Group, based in Norman, Oklahoma, provides a range of disability insurance agent services, including assessing individual income protection needs and guiding clients through policy options. It offers routine service and maintenance plans to review existing coverage, adjust benefits for life changes, and assist with claims filing. These services help ensure policies remain aligned with personal financial situations and employment changes. The company services single-family homes, apartments, retail establishments, and restaurants within the local area.
Shelter Insurance - Brian McPherson in Norman, OK, assists homeowners, businesses, and property managers with securing disability insurance policies that protect their income if illness or injury prevents them from working. The agency helps clients understand coverage options suited to local needs in the region. Brian McPherson also serves residents and business owners in the nearby Moore community and the greater Oklahoma City metro area.
Knight's Insurance Agency, Inc. in Norman, OK offers clients a distinction between one-time disability insurance policies and recurring coverage options that require ongoing management of benefits. As a local disability insurance agent, the company assists individuals in protecting their income against unexpected illness or injury. Coverage is tailored to meet specific financial protection goals in the region. Service for obtaining and reviewing these plans runs on both a one-time and as-needed basis depending on the client's current situation.
Altruistic Insurance Advisors serves clients in Norman, Oklahoma, and the surrounding communities. The company handles disability insurance needs, helping individuals explore coverage options for income protection during illness or injury. It works with local policyholders to understand the specific benefits offered by various plans. A typical job begins with a review of the client’s current employment situation and earnings to identify an appropriate disability policy structure that aligns with the person’s financial obligations.
In Norman, where unpredictable weather and active lifestyles can lead to unexpected injuries, Shelter Insurance - JD Johnson helps local workers secure financial protection against lost income. As a dedicated disability insurance agent in the Cleveland County area, the agency guides clients through policies that replace a portion of wages when illness or accident prevents them from working. A thorough personal assessment of each client’s current occupation and monthly expenses is conducted during the initial consultation step.
Ed Preble Insurance Agency in Norman, Oklahoma provides specialty services focused on securing disability income protection for local professionals and business owners. Its general insurance work helps individuals plan for long-term financial stability in the event of illness or injury. The agency assists clients with understanding policy options that replace lost wages during recovery. This service is particularly relevant when seasonal changes or sudden health issues threaten to interrupt a household’s regular income and ongoing expenses.
J. Charles Insurance assists individuals and businesses in Norman, Oklahoma, with obtaining income protection and benefit planning. The company focuses on providing disability insurance agent services to help clients secure coverage for unexpected health issues. It evaluates various policy options to address short-term and long-term income loss. J. Charles Insurance can serve local commercial sectors including offices, warehouses, and food service establishments, ensuring workers in these environments have access to appropriate disability protection.
Wall Street Insurance serves residents throughout Norman, Oklahoma with individual disability insurance policies designed to protect personal incomes. The agency also offers commercial disability coverage for local businesses seeking to safeguard their key employees and operations. Service extends across the Norman area and surrounding communities in central Oklahoma. Clients often return for periodic policy reviews or adjustments following life changes such as career advancement or health updates, ensuring coverage remains current between regular visits.
Plan Insurance in Norman, Oklahoma is known for helping clients navigate the complexities of disability insurance coverage. Its service range includes analyzing individual policy options and employer-sponsored plans to secure income protection. The company works with residents to understand benefit waiting periods and elimination periods. It also guides clients through partial and total disability definitions to match their specific occupational risks. A specialty service it can add on is coordinating short-term disability policies with the employer’s existing long-term benefits.
What Does a a Disability Insurance Agent in Norman Cost?
Disability insurance agent services in Oklahoma typically cost nothing upfront because agents earn commissions from insurance companies. Policy premiums for a 35 year old healthy non-smoker in Norman range from 1 percent to 3 percent of annual income. For example a 50000 annual income might cost 500 to 1500 per year. Costs vary by age health occupation and benefit terms. This is general information not insurance advice.
About disability insurance agents in Norman
Disability insurance agents in Norman Oklahoma help individuals and small business owners protect their income. Oklahoma law does not require private disability insurance but many employers offer group plans. Agents can explain state-specific rules like the 90-day elimination period common in Oklahoma policies.
Frequently Asked Questions
What does a disability insurance agent in Norman do?
A disability insurance agent helps you choose a policy that fits your needs. They explain benefit amounts elimination periods and policy exclusions. They also assist with filing claims and understanding Oklahoma insurance regulations.
How long do I have to file a disability claim in Oklahoma?
Oklahoma insurance law generally requires you to notify your insurer within 20 to 30 days of becoming disabled. You must submit proof of loss within 90 days. Check your specific policy for exact deadlines.
Can a disability insurance agent help with an existing claim?
Yes agents can review your policy and help you understand your benefits. They may guide you through the claims process and communicate with the insurance company. However they cannot give legal advice or represent you in a dispute.
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