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Find Disability Insurance Agents Near You in Troy, OH

Browse disability insurance agents serving Troy, Ohio. Updated 2026-07-14.

The top-rated disability insurance agent in Troy, Ohio is Freeman Groves Insurance And Financial Services Inc, rated 4.9 stars across 208 reviews. Other highly rated options include Littman-Thomas Agency - Troy Office, Heath Murray - State Farm Insurance Agent, Holobaugh Insurance. This directory lists 18 disability insurance agents serving Troy.

Showing 18 disability insurance agents in Troy, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeman Groves Insurance And Financial Services Inc2840 S Co Rd 25A(937) 348-1763
2Littman-Thomas Agency - Troy Office210 S Market St suite b(937) 339-1525
3Heath Murray - State Farm Insurance Agent725 W Market St(937) 335-9600
4Holobaugh Insurance2244 OH-718(937) 552-9956
5Carr Insurance Group115 S Market St(937) 335-8914
6Koverman Staley Dickerson Insurance1106 W Main St(937) 339-4119
7Benefits Analysis Corporation1930 Prime Ct Suite 103 Suite 103(937) 335-5751
8Carson Halsey: Allstate Insurance1275 Experiment Farm Rd D(937) 332-6942
9Trojan Insurance Agency1008 Grant St(937) 339-2674
10R J Warner Insurance23 S Mulberry St(937) 335-5166
FG
2840 S Co Rd 25A
Freeman Groves Insurance And Financial Services Inc
Disability Insurance Agent · Troy, OH

Freeman Groves Insurance And Financial Services Inc serves the Troy, Ohio area and the surrounding Miami County region as a disability insurance agent. The company assists local residents in securing financial protection through individual disability income policies. Its agents help workers evaluate options that replace a portion of lost earnings if illness or injury prevents employment. The firm also supports professionals in obtaining long-term disability coverage designed to provide ongoing income during extended recovery periods.

LT
210 S Market St suite b
Littman-Thomas Agency - Troy Office
Disability Insurance Agent · Troy, OH

Littman-Thomas Agency - Troy Office provides disability insurance agent services for individuals and small businesses in the Troy, Ohio area. The agency helps clients assess their income protection needs and compare policy options to safeguard against loss of earnings due to injury or illness. Service plans include annual policy reviews and guidance through the application and claims process. The agent works with clients who own single-family homes, apartments, retail spaces, and restaurants.

HM
725 W Market St
Heath Murray - State Farm Insurance Agent
Disability Insurance Agent · Troy, OH

Heath Murray - State Farm Insurance Agent serves local homeowners, businesses, and property managers in Troy, Ohio, with disability insurance agent services. These insurance professionals help clients secure coverage to replace a portion of income if illness or injury prevents them from working. The agency also guides clients in understanding policy details, including elimination periods and benefit durations. This Troy-based office additionally assists families and small business owners in the nearby Piqua community with their disability insurance needs.

HI
2244 OH-718
Holobaugh Insurance
Disability Insurance Agent · Troy, OH

Holobaugh Insurance serves the Troy, Ohio area and its surrounding communities. It handles disability insurance policies designed to protect a client’s income if an injury or illness prevents them from working. The agent works with local residents to navigate options for short-term or long-term coverage. To handle a typical job, it first reviews a client’s occupation, current earnings, and existing benefits, then customizes a policy recommendation to address that unique income replacement need.

CI
115 S Market St
Carr Insurance Group
Disability Insurance Agent · Troy, OH

For a one-time event, such as purchasing a new home, Carr Insurance Group provides immediate disability coverage guidance. Those needing ongoing income protection can arrange recurring service to reassess their policies annually as life circumstances change. As a disability insurance agent in Troy, OH, the company helps clients understand how benefits replace lost wages during illness or injury. Service features are coordinated on either a scheduled or as-needed basis, depending on the policyholder’s preference for review timing.

KS
1106 W Main St
Koverman Staley Dickerson Insurance
Disability Insurance Agent · Troy, OH

In the Troy, Ohio area, as residents begin reviewing their financial protection plans for the coming year, many seek guidance on securing income if a serious illness or injury prevents them from working. Koverman Staley Dickerson Insurance specializes as a local disability insurance agent for clients in this region. They help individuals and small-business owners understand policy options that replace a portion of lost wages during recovery. The process begins with an initial consultation, during which the agent reviews the client’s current income and occupation to assess coverage needs.

BA
1930 Prime Ct Suite 103 Suite 103
Benefits Analysis Corporation
Disability Insurance Agent · Troy, OH

Benefits Analysis Corporation assists individuals and businesses with their disability insurance needs in the Troy, OH area. The company focuses on helping clients secure coverage that provides income protection in the event of an injury or illness. It also offers specialized options to customize policies for different situations. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service operations.

CH
1275 Experiment Farm Rd D
Carson Halsey: Allstate Insurance
Disability Insurance Agent · Troy, OH

Carson Halsey: Allstate Insurance in Troy, OH offers specialized disability insurance agent services, providing clients with solutions designed to replace lost income when illness or injury prevents work. The agency also assists customers with general insurance planning, helping them understand various coverage options to protect their financial stability. This work is especially valuable for older residents or those in physically demanding local occupations who worry about the cold winter months leading to slip-and-fall accidents that could interrupt their livelihoods.

TI
1008 Grant St
Trojan Insurance Agency
Disability Insurance Agent · Troy, OH

Trojan Insurance Agency in Troy, Ohio is known for guiding clients through the complexities of disability income protection. Its service range includes evaluating individual disability policies to ensure wage replacement in the event of illness or injury. The agency helps both professionals and small business owners assess their coverage needs within the local market. For those with specific occupations, it can arrange specialized residual disability riders to protect partial income loss alongside standard offerings.

RJ
23 S Mulberry St
R J Warner Insurance
Disability Insurance Agent · Troy, OH

R J Warner Insurance serves clients in their homes across the Troy, OH area by helping them find disability insurance solutions. The agency also provides commercial coverage for local businesses seeking to protect their employees’ income. Their work focuses on matching policy options to each individual or business situation. After an initial policy is secured, the agency typically follows up to review coverage needs and assist with adjustments during regular visits or renewal periods.

TI
12 N Mulberry St
Troy insurance agency
Disability Insurance Agent · Troy, OH
(937) 764-3470
sharlenereph854691.wixsite.com/troy-insurance-agenc
PP
210 S Market St
Pacific Pioneer Insurance Services
Disability Insurance Agent · Troy, OH
(614) 344-6308
KC
16 E Water St
Knights of Columbus Insurance
Disability Insurance Agent · Troy, OH
(937) 631-0741
info.kofcassetadvisors.org/Meet-Peter-Holm.html
WS
10 Dotcom Dr suite b
Western & Southern Life
Disability Insurance Agent · Troy, OH
(937) 773-5303
westernsouthern.com/wslife/financial-representatives/offices/troy-oh-050-2
FI
81 Robin Hood Ln ste b
Farmers Insurance / Gibbs-Warner Agency
Disability Insurance Agent · Troy, OH
(937) 440-0400
agents.farmers.com/oh/troy/vicky-warner
AF
80 S Plum St
The Allen Financial Group, LLC.
Disability Insurance Agent · Troy, OH
(937) 552-9719
theafg.net
GG
15 S Cherry St
Gavin Glasscoe - Littman Thomas Agency
Disability Insurance Agent · Troy, OH
(937) 339-1525
littmanthomas.com/troy-ohio-insurance
FI
81 Robin Hood Ln ste b
Farmers Insurance - Ryan Maher
Disability Insurance Agent · Troy, OH
(937) 440-0400
agents.farmers.com/oh/troy/ryan-maher

What Does a a Disability Insurance Agent in Troy Cost?

Disability insurance premiums in Ohio typically range from 1% to 3% of your annual income. For a 40 year old earning $50,000 per year, a policy might cost $500 to $1,500 annually. Costs vary based on age, health, occupation, and benefit amount. This is general information and not insurance advice.

About disability insurance agents in Troy

Disability insurance agents in Troy Ohio help individuals and businesses find the right coverage to protect income. Ohio law requires agents to be licensed by the Ohio Department of Insurance. A local agent can explain how Ohio state laws affect benefit payments and policy terms.

Frequently Asked Questions

What does a disability insurance agent in Troy do?

A disability insurance agent helps you compare policies from different carriers. They explain coverage options, benefit periods, and elimination periods. They do not provide legal advice or represent you in a claim dispute.

How do I know if I need disability insurance in Ohio?

If you rely on your income to pay bills, disability insurance can replace a portion of lost wages. Ohio does not require private disability insurance, but many employers offer it. An agent can help you evaluate your personal risk and budget.

Are there Ohio laws that affect disability insurance policies?

Yes, Ohio Revised Code Title 39 governs insurance policies. Ohio law sets minimum standards for policy provisions and requires clear disclosure of exclusions. An agent can explain how these laws apply to your policy.

Disability Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.