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Disability Insurance Agents in Amherst, OH

Looking for a disability insurance agent in Amherst? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Amherst, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 2 disability insurance agents in Amherst, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jeff Allison | HealthMarkets | Medicare | Health Insurance
45946 N Ridge Rd, Amherst, OH 44001
(216) 777-0153 jeffallisoninsurance.com
Lake Shore Insurance Agency
177 Park Ave, Amherst, OH 44001
(440) 984-5005 lakeshoreinsurance.com

What Does a Disability Insurance Agent in Amherst Cost?

The cost of working with a disability insurance agent in Ohio is typically paid through commissions from the insurance company, not directly by you. Premiums for disability insurance policies in Ohio can range from 1% to 3% of your annual income, depending on your age, health, and coverage amount. For example, a 40 year old earning $50,000 per year might pay between $500 and $1,500 annually for a policy. Costs vary by situation and policy type. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Amherst do?
A disability insurance agent helps you find and apply for disability coverage. They explain policy options, answer questions about waiting periods and benefit amounts, and assist with claims. Agents do not provide legal advice but can guide you through the insurance process.
Are there Ohio laws that affect disability insurance claims?
Yes, Ohio has laws like the Ohio Uniform Trade Practices Act that regulate how insurers handle claims. Insurers must respond to claims within 15 days and cannot unreasonably delay or deny benefits. Ohio also has a two-year statute of limitations for filing a lawsuit after a claim denial.