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Directory of disability insurance agents in Minot, North Dakota. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Minot, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Dakota before hiring.
Showing 20 disability insurance agents in Minot, ND
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jessica Aardahl - State Farm Insurance Agent
2151 36th Ave SW Suite C, Minot, ND 58701
(701) 839-3436
aardahlagency.com
Kim Albert Agency: Allstate Insurance
2825 S Broadway Ste 2, Minot, ND 58701
(701) 852-1460
agents.allstate.com
Michael A Lucy Agency Inc American Family Insurance
605 31st Ave SW #2, Minot, ND 58701
(701) 852-1078
amfam.com
Farmers Insurance - Miranda Schuler
811 S Broadway Ste B, Minot, ND 58701
(701) 838-8144
agents.farmers.com
Heritage Insurance Services
2201 36th Ave SW unit a, Minot, ND 58701
(701) 858-7100
heritageinsservices.com
Pinnacle Employee Benefits
710 31st Ave SW STE 3, Minot, ND 58701
(701) 858-0058
pebnd.com
Randall Schepp Agency Inc American Family Insurance
605 31st Ave SW #2, Minot, ND 58701
(701) 852-1078
amfam.com
Western Agency Inc.
408 20th Ave SW STE 101, Minot, ND 58701
(701) 852-5383
western-agency.com
Jada Jay- Nodak Insurance Company
1821 W Burdick Expy Suite G, Minot, ND 58701
(701) 852-5250
nodakins.com
Nodak Insurance Company: Lana Schepp
24 1st St NE, Minot, ND 58703
(701) 837-0795
lanaschepp.com
Town & Country Insurance
615 S Broadway Suite 204, Minot, ND 58701
(701) 420-6650
tandcinsurance.org
First Western Insurance
2105 16th St NW, Minot, ND 58703
(701) 852-5246
firstwestern.insurance
BBH Insurance Inc
900 N Broadway # 212, Minot, ND 58703
(701) 837-1254
bbhinsure.com
Blue Cross Blue Shield of North Dakota - Minot
1308 20th Ave SW, Minot, ND 58701
(701) 858-5000
bcbsnd.com
701 Healthcare Solutions
24 1st St NE, Minot, ND 58703
(701) 852-2273
701healthins.com
Bearman Insurance & Auction
116 8th Ave NW, Minot, ND 58703
(701) 838-6245
Jason L Rohrer Agency - Horace Mann Insurance
216 S Broadway # 105, Minot, ND 58701
(701) 839-4669
agents.horacemann.com
Health and Benefit Services, LLC
216 S Broadway # 105, Minot, ND 58701
(701) 237-1977
healthandbenefitservices.com
Sadie Wardner Agency
811 S Broadway Ste C, Minot, ND 58701
(701) 852-5940
AFLAC Regional Office
1364 20th Ave SW, Minot, ND 58701
(701) 839-0100
aflac.com
A disability insurance agent in Minot North Dakota helps individuals and businesses find coverage that protects income if you cannot work. North Dakota law requires certain policy provisions under Title 26.1 of the state code. Local agents understand the needs of workers in Minot including those in agriculture energy and healthcare sectors.
What Does a Disability Insurance Agent in Minot Cost?
Typical costs for disability insurance in North Dakota range from 1 percent to 3 percent of your annual income for individual policies. For a 40-year-old earning 50000 per year a policy might cost between 500 and 1500 annually. Group plans through employers are often cheaper but less customizable. Costs vary by age health occupation and benefit amount. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Minot do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods elimination periods and definitions of disability. They also assist with filing claims and understanding your policy terms.
How do North Dakota laws affect disability insurance?
North Dakota law requires disability insurance policies to include a grace period of at least 31 days. Policies must also provide a free look period of 10 days. Agents must follow state licensing rules set by the North Dakota Insurance Department.
What types of disability insurance are available in Minot?
Short-term and long-term disability insurance are common options. Some policies cover own-occupation disability while others use any-occupation definitions. Group plans through employers and individual policies are both available in North Dakota.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Dakota.