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Find Disability Insurance Agents Near You in Minot, ND

Browse disability insurance agents serving Minot, North Dakota. Updated 2026-07-14.

The top-rated disability insurance agent in Minot, North Dakota is Jessica Aardahl - State Farm Insurance Agent, rated 5.0 stars across 277 reviews. Other highly rated options include Michael A Lucy Agency Inc American Family Insurance, Kim Albert Agency: Allstate Insurance, Farmers Insurance - Miranda Schuler. This directory lists 20 disability insurance agents serving Minot.

Showing 20 disability insurance agents in Minot, NDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jessica Aardahl - State Farm Insurance Agent2151 36th Ave SW Suite C(701) 839-3436
2Michael A Lucy Agency Inc American Family Insurance605 31st Ave SW #2(701) 852-1078
3Kim Albert Agency: Allstate Insurance2825 S Broadway Ste 2(701) 852-1460
4Farmers Insurance - Miranda Schuler811 S Broadway Ste B(701) 838-8144
5Heritage Insurance Services2201 36th Ave SW unit a(701) 858-7100
6Pinnacle Employee Benefits710 31st Ave SW STE 3(701) 858-0058
7Randall Schepp Agency Inc American Family Insurance605 31st Ave SW #2(701) 852-1078
8Jada Jay- Nodak Insurance Company1821 W Burdick Expy Suite G(701) 852-5250
9Nodak Insurance Company: Lana Schepp24 1st St NE(701) 837-0795
10Western Agency Inc.408 20th Ave SW STE 101(701) 852-5383
JA
2151 36th Ave SW Suite C
Jessica Aardahl - State Farm Insurance Agent
Disability Insurance Agent · Minot, ND

Jessica Aardahl - State Farm Insurance Agent serves clients in the Minot, ND area as a disability insurance agent. The company helps individuals secure income protection through disability policies designed to replace lost earnings during an illness or injury that prevents work. These plans are selected based on personal needs and coverage limits. The office also assists with life insurance coverage that can complement disability protection when building a comprehensive financial safety net. Services include evaluating short‑term and long‑term disability insurance options.

ML
605 31st Ave SW #2
Michael A Lucy Agency Inc American Family Insurance
Disability Insurance Agent · Minot, ND

Michael A Lucy Agency Inc American Family Insurance serves homeowners, renters, and small business owners in Minot, North Dakota, offering disability insurance agent services to help protect personal income against unexpected medical events. The agency works with individuals to explore coverage options tailored for long-term or short-term disability needs. It regularly assists clients throughout the Minot area, providing guidance on policy details and claims support. The company also covers neighboring communities such as Burlington, with service extending throughout Ward County.

KA
2825 S Broadway Ste 2
Kim Albert Agency: Allstate Insurance
Disability Insurance Agent · Minot, ND

Kim Albert Agency: Allstate Insurance in Minot, ND, offers disability insurance services to protect local income. The agency helps clients understand policy options for replacing lost earnings if they cannot work due to illness or injury. It assists with comparing coverage levels and explaining waiting periods. Ongoing support is available for claims filing and policy adjustments when life circumstances change over time. The agency serves individuals and business owners, including those with single-family homes, apartments, retail locations, and restaurants.

FI
811 S Broadway Ste B
Farmers Insurance - Miranda Schuler
Disability Insurance Agent · Minot, ND

Serving Minot and the surrounding communities in north-central North Dakota, Farmers Insurance - Miranda Schuler handles disability insurance policies. These plans help replace a portion of income if sickness or injury prevents an agent’s client from working. The agent works closely with individuals to explain different coverage options and policy limitations. For a typical job, the professional gathers relevant income and health details from the client to review available benefit periods and elimination periods for various policy structures.

HI
2201 36th Ave SW unit a
Heritage Insurance Services
Disability Insurance Agent · Minot, ND

Heritage Insurance Services in Minot, ND offers clients the choice between a single consultation for immediate disability insurance needs and an ongoing service relationship for evolving coverage adjustments. This agency helps individuals select policy types that provide income replacement if illness or injury prevents work. The coverage options address concerns specific to local employment sectors. Client service is provided strictly on an as-needed basis, allowing policyholders to reach out only when their circumstances or questions arise.

PE
710 31st Ave SW STE 3
Pinnacle Employee Benefits
Disability Insurance Agent · Minot, ND

Pinnacle Employee Benefits specializes in helping individuals secure disability income protection, and also provides general guidance on navigating group and individual disability policies. As a disability insurance agent in Minot, ND, it assists clients in understanding policy terms and coverage options suited to their personal circumstances. This service is particularly valuable for workers in agriculture or energy sectors who face heightened physical demands, especially during unpredictable North Dakota winters when injury risks increase.

RS
605 31st Ave SW #2
Randall Schepp Agency Inc American Family Insurance
Disability Insurance Agent · Minot, ND

Winter in Minot brings icy sidewalks and slick driveways, raising the risk of slips that can leave a resident unable to work. Randall Schepp Agency Inc American Family Insurance helps local policyholders prepare for such income-threatening events through tailored disability insurance plans in the area. Their agents focus on explaining how loss of a paycheck due to injury or illness could be managed financially. An initial assessment by the agency reviews an individual’s current coverage gaps and typical monthly expenses.

JJ
1821 W Burdick Expy Suite G
Jada Jay- Nodak Insurance Company
Disability Insurance Agent · Minot, ND

Serving residential clients in Minot, Jada Jay- Nodak Insurance Company advises homeowners on protecting their income against unforeseen disabilities. For commercial clients, the agency structures coverage to safeguard local business continuity in the event of an owner’s or key employee’s extended medical leave. Serving all of Minot and the surrounding areas of north-central North Dakota, the company assists clients in updating existing policies or filing claims during their regular semiannual planning visits and offers follow-up service between those appointments to address any life changes.

NI
24 1st St NE
Nodak Insurance Company: Lana Schepp
Disability Insurance Agent · Minot, ND

Nodak Insurance Company, represented by Lana Schepp in Minot, North Dakota, is known for providing disability insurance agent services to local residents. The company helps clients understand and select policies that offer income protection in case of illness or injury. It guides individuals through the process of assessing their coverage needs, comparing plan options, and filing applications. A specialty service it can add on is offering assistance with group disability plans for small businesses in the surrounding area.

WA
408 20th Ave SW STE 101
Western Agency Inc.
Disability Insurance Agent · Minot, ND

Western Agency Inc. provides disability insurance representation to individuals and businesses in Minot, North Dakota. The firm specializes in helping clients secure coverage that replaces a portion of lost income if an illness or injury prevents them from working. It assists both professionals and small business owners in understanding the specific policy features that best match their needs. Western Agency Inc. can serve a range of commercial sectors including offices, warehouses, and food service establishments throughout the local community.

BI
900 N Broadway # 212
BBH Insurance Inc
Disability Insurance Agent · Minot, ND
(701) 837-1254
bbhinsure.com
TC
615 S Broadway Suite 204
Town & Country Insurance
Disability Insurance Agent · Minot, ND
(701) 420-6650
tandcinsurance.org
FW
2105 16th St NW
First Western Insurance
Disability Insurance Agent · Minot, ND
(701) 852-5246
firstwestern.insurance
7H
24 1st St NE
701 Healthcare Solutions
Disability Insurance Agent · Minot, ND
(701) 852-2273
701healthins.com
JL
216 S Broadway # 105
Jason L Rohrer Agency - Horace Mann Insurance
Disability Insurance Agent · Minot, ND
(701) 839-4669
agents.horacemann.com/JasonRohrer
BC
1308 20th Ave SW
Blue Cross Blue Shield of North Dakota - Minot
Disability Insurance Agent · Minot, ND
(701) 858-5000
bcbsnd.com
BI
116 8th Ave NW
Bearman Insurance & Auction
Disability Insurance Agent · Minot, ND
(701) 838-6245
HB
216 S Broadway # 105
Health and Benefit Services, LLC
Disability Insurance Agent · Minot, ND
(701) 237-1977
healthandbenefitservices.com
SW
811 S Broadway Ste C
Sadie Wardner Agency
Disability Insurance Agent · Minot, ND
(701) 852-5940
AR
1364 20th Ave SW
AFLAC Regional Office
Disability Insurance Agent · Minot, ND
(701) 839-0100
aflac.com

What Does a a Disability Insurance Agent in Minot Cost?

Typical costs for disability insurance in North Dakota range from 1 percent to 3 percent of your annual income for individual policies. For a 40-year-old earning 50000 per year a policy might cost between 500 and 1500 annually. Group plans through employers are often cheaper but less customizable. Costs vary by age health occupation and benefit amount. This is general information not insurance advice.

About disability insurance agents in Minot

A disability insurance agent in Minot North Dakota helps individuals and businesses find coverage that protects income if you cannot work. North Dakota law requires certain policy provisions under Title 26.1 of the state code. Local agents understand the needs of workers in Minot including those in agriculture energy and healthcare sectors.

Frequently Asked Questions

What does a disability insurance agent in Minot do?

A disability insurance agent helps you compare policies from different carriers. They explain benefit periods elimination periods and definitions of disability. They also assist with filing claims and understanding your policy terms.

How do North Dakota laws affect disability insurance?

North Dakota law requires disability insurance policies to include a grace period of at least 31 days. Policies must also provide a free look period of 10 days. Agents must follow state licensing rules set by the North Dakota Insurance Department.

What types of disability insurance are available in Minot?

Short-term and long-term disability insurance are common options. Some policies cover own-occupation disability while others use any-occupation definitions. Group plans through employers and individual policies are both available in North Dakota.

Disability Insurance Agents in Other North Dakota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.