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Find Disability Insurance Agents Near You in Setauket- East Setauket, NY

Directory of disability insurance agents in Setauket- East Setauket, New York. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Setauket- East Setauket, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 disability insurance agents in Setauket- East Setauket, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Pro Insurance Agency, Inc
21 Bennetts Rd Suite 202, Setauket- East Setauket, NY 11733
(631) 361-5005 proinsuranceagency.com
Princeton Insurance Agency, Inc.
1 Homecoming Pl, Setauket- East Setauket, NY 11733
(631) 834-7380 princetonagency.com

Disability insurance agents in Setauket- East Setauket, New York assist residents with securing income protection policies and navigating claims. New York State requires disability benefits for off-the-job injuries under the Disability Benefits Law (Article 9 of the Workers Compensation Law). Local agents can help you understand these state requirements and find coverage that meets your needs.

What Does a Disability Insurance Agent in Setauket- East Setauket Cost?

The cost of disability insurance in New York typically ranges from 1% to 3% of your annual income for short-term coverage and 2% to 4% for long-term policies. For a person earning $60,000 per year, this could mean premiums between $600 and $2,400 annually. Costs vary based on age, occupation, health, and benefit amount. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent do in Setauket- East Setauket?
A disability insurance agent helps you compare policies from different carriers, explains coverage options, and assists with filing claims. They can also provide guidance on New York-specific rules such as the 7-day waiting period for benefits.
How long do I have to file a disability claim in New York?
Under New York law, you must file a claim for disability benefits within 30 days of the start of your disability. If you miss this deadline, you may lose your right to benefits. An agent can help ensure your paperwork is submitted on time.
Can a disability insurance agent help if my claim is denied?
Yes, an agent can review your denial letter, help gather additional medical evidence, and guide you through the appeals process. In New York, you have 30 days to appeal a denial of disability benefits under the state plan.