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Directory of disability insurance agents in Scotia, New York. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
Scotia, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 7 disability insurance agents in Scotia, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Justin Yetto - State Farm Insurance Agent
481 Saratoga Rd, Scotia, NY 12302
(518) 399-8534
yettoinsurance.com
Rowledge & Falvo Insurance Agency
139 Mohawk Ave, Scotia, NY 12302
(518) 374-8453
rowledge.com
State Farm Insurance
481 Saratoga Rd, Scotia, NY 12302
(518) 399-8534
statefarm.com
Charlie Palmer - State Farm Insurance Agent
119 Mohawk Ave, Scotia, NY 12302
(518) 372-5539
charliepalmerinsurance.com
The DePaulo Agency, Inc.
2 Windsor Dr, Scotia, NY 12302
(518) 372-7477
depauloagency.com
Scautub Agency LLC
108 N Ballston Ave, Scotia, NY 12302
(518) 346-3427
scautub.com
OneGroup
113 Saratoga Rd # 200, Scotia, NY 12302
(315) 457-1830
onegroup.com
Disability insurance agents in Scotia New York help residents find coverage that protects their income if they cannot work. New York State requires employers to provide short-term disability benefits through the New York State Disability Benefits Law. A local agent can explain how private policies supplement this state-mandated coverage.
What Does a Disability Insurance Agent in Scotia Cost?
Typical costs for disability insurance in New York range from 1% to 3% of your annual income. For a 40-year-old earning $60,000 per year, a policy might cost $50 to $150 per month. Costs depend on your age, health, occupation, and benefit amount. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Scotia do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and definitions of disability. They also assist with filing claims and understanding policy terms.
Is disability insurance required in New York State?
Yes, most New York employers must provide short-term disability benefits under the New York State Disability Benefits Law. This coverage pays a portion of your wages for up to 26 weeks. Private agents can help you get additional long-term coverage.
How do I choose a disability insurance agent in Scotia?
Look for an agent licensed in New York with experience in disability insurance. Ask about their familiarity with New York State disability laws. Check their reviews and ask for references from local clients.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.