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Browse disability insurance agents serving Pelham, New York. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Pelham, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 disability insurance agents in Pelham, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
S Martin Johnson & Associates Ltd
11 Fifth Ave, Pelham, NY 10803
(914) 738-1182
smjinsurance.com
Meridian Risk Management, Inc.
1 Wolfs Ln, Pelham, NY 10803
(914) 738-5678
meridianrisk.com
Hilb Group
201 Wolfs Ln, Pelham, NY 10803
(914) 738-1900
hilbgroup.com
A disability insurance agent in Pelham, New York helps individuals and business owners protect their income with short-term and long-term disability policies. New York state law requires employers to provide statutory short-term disability benefits through the New York Disability Benefits Law. Agents can guide clients through these requirements and offer supplemental private coverage for greater protection.
What Does a Disability Insurance Agent in Pelham Cost?
Disability insurance costs in New York depend on factors like age, health, occupation, and coverage amount. Individual policies generally cost between 1% and 3% of your annual income. For example, a 40 year old earning 100,000 dollars per year might pay 100 to 300 dollars per month for a policy with a 90 day elimination period and benefits to age 65. Group policies through an employer are often cheaper but may offer less customization. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Pelham do?
A disability insurance agent in Pelham helps you compare policies from different carriers to find a plan that matches your income and occupation. They explain policy terms such as elimination periods and benefit durations. They also assist with filing claims and understanding New York specific disability benefit rules.
Is disability insurance required in New York?
New York law requires most employers to provide short-term disability benefits through the New York Disability Benefits Law. This coverage pays a portion of your wages for up to 26 weeks. Long-term disability insurance is not required but is often purchased through an agent for additional income protection.
How much does disability insurance cost in Pelham New York?
Costs vary based on age, health, occupation, and benefit amount. Typical premiums for an individual policy in New York range from 1% to 3% of annual income. For a 40 year old earning 100,000 dollars per year, a policy might cost 100 to 300 dollars per month.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.