Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 6 disability insurance agents in Massapequa Park, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Greg DAmico - State Farm Insurance Agent
1026 Park Blvd, Massapequa Park, NY 11762
(516) 798-3276
gdamico.com
Mary Biancaniello: Allstate Insurance
1045C Park Blvd, Massapequa Park, NY 11762
(516) 799-1000
agents.allstate.com
Hope Stone Insurance NY
4770 Sunrise Hwy, Massapequa Park, NY 11762
(347) 315-3772
Edge Insurance NY
195 Southgate Crescent, Massapequa Park, NY 11762
(516) 820-0150
Super Life Insurance NY
1000 Park Blvd, Massapequa Park, NY 11762
(347) 315-4008
Kleinfelder Insurance
SUNRISE PROFESSIONAL BUILDING, 4770 Sunrise Hwy # 200, Massapequa Park, NY 11762
(516) 799-9001
prkinsurance.com
What Does a Disability Insurance Agent in Massapequa Park Cost?
Disability insurance premiums in New York typically range from 1% to 3% of your annual income for individual long term disability policies. For a 40 year old earning $100,000 per year, a policy might cost between $100 and $250 per month. Employer sponsored group plans are often cheaper but may have lower benefit limits. Costs vary based on age, health, occupation, and policy features. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Massapequa Park do?
A disability insurance agent helps you find and apply for short term or long term disability coverage. They explain policy terms, compare plans from different carriers, and assist with claims. In New York, they can also advise on how private coverage works alongside state disability benefits.
How does New York law affect disability insurance in Massapequa Park?
New York requires employers to provide short term disability insurance through the state disability benefits law. This covers off job injuries and illnesses. A local agent can help you understand how to supplement this with private long term disability insurance for more complete protection.
Can a disability insurance agent help with a denied claim in New York?
Yes, many agents help policyholders with the initial claim process and can guide you on how to appeal a denial. However, for complex denials or legal action, you may need a disability lawyer. New York law gives you 180 days to appeal a denied claim under ERISA for group plans.