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Find Disability Insurance Agents Near You in Latham, NY

Directory of disability insurance agents in Latham, New York. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Latham, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 disability insurance agents in Latham, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Northeastern Insurance
1214 Troy-Schenectady Rd, Latham, NY 12110
(518) 346-2886 northeasterninsurance.com
MK Dignum Insurance Agency
622 Loudon Rd #204, Latham, NY 12110
(518) 240-8418 mkdignuminsurance.com
Marshall+Sterling
8 British American Blvd, Latham, NY 12110
(518) 272-6120 marshallsterling.com

Disability insurance agents in Latham, New York help individuals and businesses find coverage that protects income if illness or injury prevents work. New York state law requires employers to provide short-term disability benefits through the Disability Benefits Law. Agents can guide you through policy choices and claims processes specific to local regulations.

What Does a Disability Insurance Agent in Latham Cost?

Typical costs for disability insurance in New York range from 1% to 3% of your annual income for individual policies. Group policies through employers often cost less. Premiums vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Latham do?
A disability insurance agent helps you compare policies from different insurers and explains coverage options. They assist with applications and can help you understand New York state disability requirements. Agents do not provide legal advice but can clarify policy terms.
How does New York disability law affect my policy?
New York has a Disability Benefits Law that requires most employers to provide short-term disability coverage. This law sets minimum benefit amounts and duration. A Latham agent can explain how this law interacts with private long-term disability policies.
What should I look for in a disability insurance policy in Latham?
Look for the definition of disability, benefit amount, elimination period, and benefit duration. New York policies must comply with state insurance regulations. An agent can explain how these factors affect your coverage and premiums.