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Find Disability Insurance Agents Near You in Carlsbad, NM

Browse disability insurance agents serving Carlsbad, New Mexico. Updated 2026-07-14.

The top-rated disability insurance agent in Carlsbad, New Mexico is Bonnie Ornelas - State Farm Insurance Agent, rated 4.8 stars across 110 reviews. Other highly rated options include George Gandy Insurance, Goetz 2 U Insurance, EZ Hester Agency: Allstate Insurance. This directory lists 20 disability insurance agents serving Carlsbad.

Showing 20 disability insurance agents in Carlsbad, NMListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bonnie Ornelas - State Farm Insurance Agent304 N Canyon St Ste A(575) 887-7681
2George Gandy Insurance710 N Canyon St(575) 885-0171
3Goetz 2 U Insurance1614 Mission Ave(985) 244-9457
4EZ Hester Agency: Allstate Insurance1127 S Canal St(575) 234-1477
5Farmers Insurance - Roy Willis312 N Canal St STE C(575) 885-3276
6Tom McMullan - State Farm Insurance Agent701 N Canal St B(575) 887-6681
7Martin Lara409 N Canyon St(575) 628-1876
8CENTURY 21 Dunagan Associates212 W Stevens St(575) 234-1516
9Dunagan Associates208 W Stevens St(575) 885-2138
10Montgomery Insurance Agency, part of WaFd Insurance Group203 W Mermod St(575) 725-2110
BO
304 N Canyon St Ste A
Bonnie Ornelas - State Farm Insurance Agent
Disability Insurance Agent · Carlsbad, NM

Bonnie Ornelas - State Farm Insurance Agent serves Carlsbad and Eddy County, New Mexico. As a disability insurance agent, the company helps local residents obtain coverage that replaces a portion of income if an illness or injury prevents them from working. Policies are designed to protect wages and savings during recovery periods. The agent assists with both short-term and long-term disability plans to meet different needs and budgets. Disability income insurance and individual disability policies are specific services handled in this area.

GG
710 N Canyon St
George Gandy Insurance
Disability Insurance Agent · Carlsbad, NM

George Gandy Insurance serves homeowners, businesses, and property managers in Carlsbad, NM, providing disability insurance agent services to protect income against illness or injury. The agency helps clients understand policy options and coverage limits to ensure adequate financial protection during periods of disability. Individual and group disability plans are available for self-employed professionals, local employers, and rental property owners seeking income replacement solutions. It also covers the surrounding areas of Eddy County and nearby Artesia for disability insurance needs.

G2
1614 Mission Ave
Goetz 2 U Insurance
Disability Insurance Agent · Carlsbad, NM

Goetz 2 U Insurance serves Carlsbad, New Mexico, and the surrounding communities with disability insurance agent services. The company assists individuals in evaluating policies that replace income if an illness or injury prevents them from working. It handles the process of comparing plan options from various carriers to match a client’s occupation and budget. Its general approach involves working directly with each applicant to complete the necessary paperwork and submit it for approval, then following up until coverage is active.

EH
1127 S Canal St
EZ Hester Agency: Allstate Insurance
Disability Insurance Agent · Carlsbad, NM

In Carlsbad, NM, EZ Hester Agency: Allstate Insurance helps clients navigate the difference between one-time disability policy consultations and the ongoing service of managing a claim or adjusting coverage as life changes. The agency offers guidance on long-term and short-term disability insurance, designed to protect income during illness or injury. Service at this location runs on a scheduled or as-needed basis, allowing clients to set regular reviews or request immediate help when circumstances change.

FI
312 N Canal St STE C
Farmers Insurance - Roy Willis
Disability Insurance Agent · Carlsbad, NM

As a disability insurance agent in Carlsbad, NM, Farmers Insurance - Roy Willis specializes in helping clients obtain income protection policies that replace a portion of their earnings if they become unable to work due to illness or injury. The agency also provides general advisory services to evaluate individual coverage needs and compare policy options from different carriers. It particularly assists local professionals and small business owners in preparing for the financial impact of sudden medical events during or before the holiday season.

TM
701 N Canal St B
Tom McMullan - State Farm Insurance Agent
Disability Insurance Agent · Carlsbad, NM

Tom McMullan - State Farm Insurance Agent in Carlsbad, NM provides general insurance services to local clients. As a disability insurance agent, this agency assists individuals in securing coverage that can replace income during an illness or injury. Policies are designed to protect financial stability when a person is unable to work. The agent serves a variety of commercial sectors, including offices, warehouses, and food service establishments.

ML
409 N Canyon St
Martin Lara
Disability Insurance Agent · Carlsbad, NM

Martin Lara provides disability insurance planning and policy support for residents in the Carlsbad, New Mexico area. Its service offerings include helping clients evaluate coverage options for loss of income due to illness or injury, and it assists with policy maintenance, such as filing claims or updating beneficiary information, to ensure continuous protection. The company serves a variety of local property types needing supplemental coverage, including single-family homes, apartments, retail establishments, and restaurants.

C2
212 W Stevens St
CENTURY 21 Dunagan Associates
Disability Insurance Agent · Carlsbad, NM

As winter approaches in Carlsbad, residents often start reviewing their financial protections, ensuring their income is secure against unexpected illnesses or injuries. CENTURY 21 Dunagan Associates responds by assisting local workers in evaluating disability insurance policies designed to replace lost earnings. Their agency focuses on matching coverage needs with appropriate plans for various professions in the community. For anyone starting this process, the initial step typically involves an appointment to review current personal circumstances and income requirements.

DA
208 W Stevens St
Dunagan Associates
Disability Insurance Agent · Carlsbad, NM

Based in Carlsbad, NM, Dunagan Associates provides disability insurance agent services for local residents. The firm’s commercial coverage supports area businesses in protecting their workforce against income loss due to injury or illness. They serve clients throughout the Carlsbad area and the surrounding region. Their work helps ensure individuals have a financial safety net while recovering from a disabling condition. After the initial policy placement, they will follow up between regular visits to review and adjust coverage as needs change.

MI
203 W Mermod St
Montgomery Insurance Agency, part of WaFd Insurance Group
Disability Insurance Agent · Carlsbad, NM

Montgomery Insurance Agency, part of WaFd Insurance Group, serves Carlsbad, New Mexico as a dedicated disability insurance agent. The company assists local professionals with evaluating individual disability income protection policies designed to replace lost wages during illness or injury. Its service range includes guiding clients through plan options and underwriting details. For added coverage, it can coordinate short-term disability benefits alongside long-term policy provisions to build comprehensive income security.

JS
602 W Pierce St
J. S. Ward & Son, Inc. - Carlsbad
Disability Insurance Agent · Carlsbad, NM
(575) 941-2010
jswardandson.com
SF
701 N Canal St
State Farm
Disability Insurance Agent · Carlsbad, NM
(575) 887-6681
FI
409 N Canyon St
Farmers Insurance - Aaron Ruiz
Disability Insurance Agent · Carlsbad, NM
(575) 628-1876
agents.farmers.com/nm/carlsbad/aaron-ruiz
SF
1002 W Pierce St Ste B
State Farm Insurance
Disability Insurance Agent · Carlsbad, NM
(575) 887-7681
statefarm.com
HI
313 N Canyon St
HUB International
Disability Insurance Agent · Carlsbad, NM
(575) 887-1181
hubinternational.com/offices/us/new-mexico/carlsbad
FI
312 N Canal St STE C
Farmers Insurance
Disability Insurance Agent · Carlsbad, NM
(575) 885-3276
farmers.com/companies
FB
104 W Hagerman St
Farm Bureau Financial Services: Bobby Bowen
Disability Insurance Agent · Carlsbad, NM
(575) 628-2600
fbfs.com/find-an-agent/bobbybowen/hours-locations
FB
1021 W Hagerman St
Farm Bureau Insurance
Disability Insurance Agent · Carlsbad, NM
(575) 885-1581
txfb-ins.com
WE
717 N 6th St
Wedoitinsurance
Disability Insurance Agent · Carlsbad, NM
(575) 266-3119
wedoitinsurance.com
EH
1127 S Canal St
ERIC HESTER: Allstate Insurance
Disability Insurance Agent · Carlsbad, NM
(575) 234-1477
agents.allstate.com/eric-hester-carlsbad-nm.html

What Does a a Disability Insurance Agent in Carlsbad Cost?

Typical costs for disability insurance in New Mexico range from 1% to 3% of your annual income. For a policy replacing 60% of a $50,000 salary, expect premiums of $500 to $1,500 per year. Costs vary based on age, health, occupation, and policy details. This is general information, not insurance advice.

About disability insurance agents in Carlsbad

Disability insurance agents in Carlsbad, New Mexico help individuals and businesses protect their income. New Mexico law requires agents to be licensed by the state. Local agents understand the unique needs of Carlsbad residents, including those working in the oil and gas industry.

Frequently Asked Questions

What does a disability insurance agent in Carlsbad do?

A disability insurance agent helps you find a policy that replaces part of your income if you become unable to work. They explain policy terms, compare options, and assist with claims. Agents in Carlsbad are familiar with local employers and industry risks.

Is disability insurance required in New Mexico?

New Mexico does not require individuals to have disability insurance. However, some employers may offer it as a benefit. State law does not mandate private disability coverage, but it can be important for financial security.

How do I choose a disability insurance agent in Carlsbad?

Look for an agent licensed in New Mexico with experience in disability policies. Ask about their knowledge of local industries like energy and agriculture. Check their reputation with the New Mexico Office of Superintendent of Insurance.

Disability Insurance Agents in Other New Mexico Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.