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Browse disability insurance agents serving Summit, New Jersey. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Summit, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 disability insurance agents in Summit, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Elite Insurance New Jersey
816 Old Springfield Ave, Summit, NJ 07901
(732) 426-3464
FNA Insurance LLC
43 Canoe Brook Pkwy, Summit, NJ 07901
(201) 201-5732
Disability insurance agents in Summit, New Jersey help residents and businesses secure income protection policies. New Jersey law requires employers to provide temporary disability insurance through the state plan or a private plan. A local agent can guide you through options like short-term and long-term coverage tailored to your needs.
What Does a Disability Insurance Agent in Summit Cost?
The cost of a disability insurance policy in New Jersey typically ranges from 1% to 3% of your annual income. For a 40-year-old professional earning $100,000, a policy might cost between $1,000 and $3,000 per year. Factors like age, health, occupation, and benefit amount affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Summit do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your income and occupation. They explain policy terms and assist with the application process. In New Jersey, agents can also help you understand how state disability benefits interact with private plans.
How does New Jersey temporary disability insurance work with private coverage?
New Jersey provides Temporary Disability Insurance (TDI) through the state, which pays a portion of your wages for up to 26 weeks. A private disability insurance policy can supplement this benefit. An agent can help you design a plan that coordinates with state TDI to avoid gaps in coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.