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Compare Disability Insurance Agents in Succasunna, NJ

Compare disability insurance agents in Succasunna. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Succasunna, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 disability insurance agents in Succasunna, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gerard Ciraulo - State Farm Insurance Agent
15 Commerce Blvd Suite 102, Succasunna, NJ 07876
(973) 585-6800 gerardciraulo.com
Joe Ciraulo State Farm Insurance Agent
15 Commerce Blvd, Succasunna, NJ 07876
(973) 584-5888 joeciraulo.com

A disability insurance agent in Succasunna, New Jersey can help you understand your policy options and file claims. New Jersey law requires employers to provide Temporary Disability Insurance through the state program, but private agents can assist with supplemental coverage. Local agents know the specific needs of Succasunna residents and can guide you through the claims process.

What Does a Disability Insurance Agent in Succasunna Cost?

Disability insurance agents in New Jersey typically earn commissions from the insurance company, so you may not pay a direct fee. Premiums for private disability insurance in New Jersey range from 1% to 3% of your annual income, or about $50 to $150 per month for a typical policy. Costs vary based on age, health, occupation, and coverage amount. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Succasunna do?
A disability insurance agent helps you choose a policy, file claims, and understand your coverage. They work with private insurers to find plans that fit your needs. They do not work for the state but can explain how private plans interact with New Jersey state disability benefits.
How does New Jersey state disability insurance work with private coverage?
New Jersey offers Temporary Disability Insurance through the state program, which provides partial wage replacement. A private disability insurance agent can help you buy supplemental coverage to fill gaps. You cannot use both for the same claim, but private plans can start after state benefits end.
What is the time limit to file a disability claim in New Jersey?
You must file a claim for New Jersey state disability within 30 days of becoming disabled. Private policies have different deadlines, usually 30 to 90 days. A local agent can help you meet these deadlines and avoid delays.