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Find Disability Insurance Agents in Red Bank, NJ

Compare disability insurance agents in Red Bank. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Red Bank, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 disability insurance agents in Red Bank, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Insurance Goat
320 Broad St Suite 4, Red Bank, NJ 07701
(833) 467-4628 theinsurancegoat.com
Stark Associates Insurance Agency
331 Newman Springs Rd Building #3, Suite #320, Red Bank, NJ 07701
(732) 747-0411 stark-associates.com
USA Mutual Insurance Agency, LLC
74 Broad St, Red Bank, NJ 07701
(551) 365-1878
The Competitive Advantage Companies, LLC
54 Broad St, Red Bank, NJ 07701
(732) 704-7633 thecacompanies.com
Two Rivers Insurance Group
340 NJ-35, Red Bank, NJ 07701
(732) 747-6663 tworiversig.com

Disability insurance agents in Red Bank, New Jersey help individuals and business owners find coverage that protects income if illness or injury prevents work. New Jersey law requires employers to provide Temporary Disability Insurance through the state program, but private agents can assist with supplemental or long-term policies. Local agents understand the unique needs of Red Bank residents, from commuters to small business owners.

What Does a Disability Insurance Agent in Red Bank Cost?

Disability insurance premiums in New Jersey typically range from 1% to 3% of your annual income, depending on your age, health, and occupation. For a 40-year-old office worker, a policy might cost $50 to $150 per month for a benefit of $3,000 per month. Costs vary by situation and carrier. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Red Bank do?
A disability insurance agent helps you choose a policy that fits your income and occupation. They explain policy terms, compare options from different carriers, and assist with filing claims. In New Jersey, agents can also advise on how private plans work alongside state benefits.
How is New Jersey disability insurance different from private plans?
New Jersey offers a state-run Temporary Disability Insurance program that provides partial wage replacement for up to 26 weeks. Private disability insurance agents in Red Bank can help you get long-term or supplemental coverage that pays beyond state limits. Private policies often cover more types of disabilities and have higher benefit amounts.
Can a disability insurance agent help with a denied claim in New Jersey?
Yes, many agents assist with claim denials by reviewing the policy and helping you gather supporting medical evidence. In New Jersey, you have the right to appeal a denial within a specific time frame, usually 30 days. An agent can guide you through this process but cannot provide legal advice.