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Find Disability Insurance Agents in Pompton Lakes, NJ

Browse disability insurance agents serving Pompton Lakes, New Jersey. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Pompton Lakes, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 disability insurance agents in Pompton Lakes, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
BEW Financial Solutions
200 Wanaque Ave, Pompton Lakes, NJ 07442
(973) 831-2188 bewfinancial.com
DAC Insurance Protection Agency, LLC
191 Hamburg Tpke, Pompton Lakes, NJ 07442
(862) 801-4020 dacinsuranceprotection.com

Disability insurance agents in Pompton Lakes, New Jersey help residents secure income protection in case of illness or injury. New Jersey law requires employers to provide temporary disability insurance through the state plan or a private plan, but individual policies offer more comprehensive coverage. Local agents can guide you through options that supplement state benefits or provide long-term protection.

What Does a Disability Insurance Agent in Pompton Lakes Cost?

Typical costs for disability insurance in New Jersey range from 1% to 3% of annual income. For a policy paying $3,000 per month, premiums might be $75 to $200 per month depending on age and health. Occupation risk also affects price, with safer jobs costing less. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Pompton Lakes do?
A disability insurance agent helps you find and purchase a policy that replaces a portion of your income if you cannot work due to a disability. They assess your needs, compare plans from different insurers, and explain policy terms. In New Jersey, agents must be licensed by the state Department of Banking and Insurance.
How does New Jersey state disability insurance affect private policies?
New Jersey requires most employers to provide Temporary Disability Insurance (TDI) which covers non-work related injuries or illnesses for up to 26 weeks. A private disability policy can supplement TDI by providing longer coverage or higher benefit amounts. An agent can help coordinate these benefits to avoid gaps.
What factors affect the cost of disability insurance in New Jersey?
Costs depend on your age, health, occupation, and the policy features like benefit amount and waiting period. In New Jersey, premiums are typically 1% to 3% of your annual income. For a 40 year old office worker, a policy might cost $50 to $150 per month. Each case is unique.