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Disability Insurance Agents in Palisades Park, NJ

Directory of disability insurance agents in Palisades Park, New Jersey. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Palisades Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 disability insurance agents in Palisades Park, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Amy Seong - State Farm Insurance Agent
71 Grand Ave #5, Palisades Park, NJ 07650
(201) 676-3898 planwithamy.com
Palisades Park Insursnce Agency
501 Roosevelt Pl, Palisades Park, NJ 07650
(551) 866-1805

Disability insurance agents in Palisades Park, New Jersey help residents protect their income if they cannot work due to illness or injury. New Jersey law requires employers to provide Temporary Disability Insurance through the state program, but private agents can help with supplemental or long-term policies. Local agents understand the specific needs of workers in Bergen County and the surrounding area.

What Does a Disability Insurance Agent in Palisades Park Cost?

The cost of disability insurance in New Jersey typically ranges from 1% to 3% of your annual income. For a 40-year-old earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Premiums vary based on age, health, occupation, and benefit amount. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Palisades Park do?
A disability insurance agent helps you find and purchase disability insurance policies that fit your needs. They explain policy terms, compare plans from different carriers, and assist with claims. In New Jersey, agents can also advise on how private policies work alongside state-mandated Temporary Disability Insurance.
Do I need private disability insurance if I have New Jersey state disability?
New Jersey Temporary Disability Insurance provides partial wage replacement for up to 26 weeks, but it may not cover all your income. Private disability insurance can fill gaps and provide longer-term coverage. An agent can help you decide if a private policy is right for your situation.
How do New Jersey disability insurance laws affect my policy?
New Jersey law sets specific rules for state disability benefits, including a 7-day waiting period and a maximum weekly benefit amount. Private policies are regulated by the New Jersey Department of Banking and Insurance. Your agent can explain how state laws interact with your private coverage.