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Find Disability Insurance Agents in New Brunswick, NJ
Directory of disability insurance agents in New Brunswick, New Jersey. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
New Brunswick, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 disability insurance agents in New Brunswick, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Yeni Romero - State Farm Insurance Agent
142 Livingston Ave, New Brunswick, NJ 08901
(732) 853-1958
insurance08901.com
Lacerda Insurance Agency
173 Livingston Ave, New Brunswick, NJ 08901
(732) 514-9200
lacerdainsurances.com
Capacity Insurance Agency NJ
25 Bayard St, New Brunswick, NJ 08901
(551) 242-0456
East insurance
260 Commercial Ave, New Brunswick, NJ 08901
(732) 426-3520
Insurance experts co
103 Easton Ave, New Brunswick, NJ 08901
(732) 426-3438
J Joseph Connor Agency
46 Bayard St #306, New Brunswick, NJ 08901
(732) 249-7777
Marmar Insurance Agency LLC
226 George St, New Brunswick, NJ 08901
(732) 442-1120
marmar.net
Disability insurance agents in New Brunswick, New Jersey help individuals and businesses secure income protection policies. New Jersey law requires employers to provide temporary disability insurance through the state plan or a private equivalent. An agent can guide you through policy choices and claims processes specific to local regulations.
What Does a Disability Insurance Agent in New Brunswick Cost?
Disability insurance agent services in New Jersey are typically commission based, meaning you pay no direct fee for their advice. Policy premiums vary widely: a 35 year old non smoking professional might pay 1% to 3% of their annual income for a long term disability policy. Factors include age, health, occupation, and benefit amount. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in New Brunswick do?
A disability insurance agent helps you compare and purchase short term or long term disability policies. They explain policy terms, exclusions, and waiting periods. In New Jersey, they can also advise on how state disability benefits interact with private coverage.
How is New Jersey disability insurance different from other states?
New Jersey has a mandatory state temporary disability insurance program that provides partial wage replacement for non work related illnesses or injuries. Private agents help you supplement this with additional coverage. The state program covers up to 26 weeks of benefits per year.
Do I need a disability insurance agent if my employer offers coverage?
An agent can review your employer sponsored policy to identify gaps in coverage. They can help you purchase an individual policy to protect income if you change jobs. New Jersey law does not require employers to offer long term disability insurance.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.