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Find Disability Insurance Agents Near You in Monroe Township, NJ
Directory of disability insurance agents in Monroe Township, New Jersey. Verify credentials with the state department of insurance before hiring.
11 agents listed
Updated May 2026
Monroe Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 11 disability insurance agents in Monroe Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shilpa Rathi - State Farm Insurance Agent
211 Applegarth Rd Ste 105, Monroe Township, NJ 08831
(609) 400-5958
shilparathi.org
Raina Rauf: Allstate Insurance
350 Applegarth Rd, Monroe Township, NJ 08831
(609) 655-4300
allstate.com
Gary Hughes - State Farm Insurance Agent
157 Prospect Plains Rd, Monroe Township, NJ 08831
(609) 655-3300
hughesagency.net
Vasilakis Insurance Agency
400 Spotswood Englishtown Rd Ste B, Monroe Township, NJ 08831
(732) 202-6475
vasinsuranceagency.com
Allstate Personal Financial Representative: Vijay Deshpande
350 Applegarth Rd, Monroe Township, NJ 08831
(609) 655-4300
agents.allstate.com
New York Life
2 Robert Ct, Monroe Township, NJ 08831
(732) 641-2772
newyorklife.com
Disaster and Disability Consultants LLC
44 Lakehurst Way, Monroe Township, NJ 08831
(609) 235-9689
disasterndisability.com
New Jersey Health Insurance Group
10 Aquaduct Rd, Monroe Township, NJ 08831
(732) 241-0800
newjerseyinsurancegroup.com
Mahendra Parekh, Financial Professional - New York Life
40 Starlight Dr, Monroe Township, NJ 08831
(732) 398-9230
mkparekh.com
Frank Sgro - Prudential Financial
9 Julia Dr, Monroe Township, NJ 08831
(732) 561-2946
prudential.com
New York Life Insurance Company
40 Starlight Dr, Monroe Township, NJ 08831
(732) 398-9230
newyorklife.com
A disability insurance agent in Monroe Township, New Jersey can help you find coverage that protects your income if you become unable to work. New Jersey law requires employers to provide Temporary Disability Insurance through the state program, but private agents offer supplemental or long-term policies. Working with a local agent ensures you understand how state benefits interact with private plans.
What Does a Disability Insurance Agent in Monroe Township Cost?
The cost of a disability insurance agent in Monroe Township is typically included in the policy premium, meaning you pay no upfront fee for their services. Policy premiums vary widely based on age, health, occupation, and benefit amount. For a healthy professional, a long-term disability policy might cost 1% to 3% of annual income, or roughly $30 to $100 per month for a $5,000 monthly benefit. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Monroe Township do?
A disability insurance agent helps you compare policies from different carriers to find a plan that fits your needs and budget. They explain policy terms, waiting periods, and benefit amounts. In New Jersey, agents can also advise on how private coverage coordinates with state-mandated Temporary Disability Insurance.
Is disability insurance required in New Jersey?
New Jersey does not require individuals to buy private disability insurance. However, most employers must provide Temporary Disability Insurance through the state program, which covers partial wage replacement for up to 26 weeks. Private agents help fill gaps with long-term or higher-benefit policies.
How do New Jersey state disability benefits affect private policies?
New Jersey Temporary Disability Insurance provides about two-thirds of your average weekly wage, up to a state-set maximum. Private disability policies typically pay a percentage of your income and may offset or integrate with state benefits. An agent can explain how these plans work together to avoid overinsurance.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.