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Find Disability Insurance Agents in Lawrenceville, NJ

Looking for a disability insurance agent in Lawrenceville? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Lawrenceville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 disability insurance agents in Lawrenceville, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Gandelman Insurance Agency
684 Whitehead Rd, Lawrenceville, NJ 08648
(609) 695-1496 thegandelmanagency.com
Peter J Russo Agency
20 Denow Rd, Lawrenceville, NJ 08648
(609) 896-1021 pjrinsurance.com

Disability insurance agents in Lawrenceville, New Jersey help individuals and businesses find coverage that meets their needs. New Jersey law requires employers to provide temporary disability insurance through the state plan or a private plan. An agent can explain how state benefits interact with private policies.

What Does a Disability Insurance Agent in Lawrenceville Cost?

Disability insurance agent services are typically paid through commissions from the insurance carrier, not directly by you. Policy premiums in New Jersey vary widely based on age, health, occupation, and benefit amount. A typical individual policy might cost between 1% and 3% of your annual income. Group plans through an employer are often cheaper. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Lawrenceville do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit terms like elimination periods and coverage limits. They also assist with filing claims and understanding policy exclusions.
How is New Jersey disability insurance different from other states?
New Jersey has a state temporary disability insurance program that provides partial wage replacement for non-work injuries. Private disability insurance can supplement this coverage. An agent can help you coordinate state and private benefits.
Do I need a disability insurance agent in Lawrenceville if I have employer coverage?
Employer group plans may have limits on benefit amounts and duration. An agent can review your employer policy and suggest individual coverage to fill gaps. They can also help if you are self-employed or own a small business.