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Find Disability Insurance Agents in Howell Township, NJ

Directory of disability insurance agents in Howell Township, New Jersey. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
Howell Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 9 disability insurance agents in Howell Township, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dave Johnson State Farm Insurance Agent
5176 US-9, Howell Township, NJ 07731
(732) 367-8100 davidjohnsoninsurance.com
Phil Zorzi: Allstate Insurance
2210 US-9, Howell Township, NJ 07731
(732) 367-5599 agents.allstate.com
Ken Dadd: Allstate Insurance
227 Newtons Corner Rd, Howell Township, NJ 07731
(732) 920-6300 agents.allstate.com
Marinelli Family Insurance Agency Inc
31 Bracken Ct, Howell Township, NJ 07731
(347) 749-2179 frankmarinelliinsurance.com
StepUp Insurance Agency
4114 US-9, Howell Township, NJ 07731
(201) 975-5503
Vito Manco - Mutual of Omaha
8 Arrowwood Ct, Howell Township, NJ 07731
(732) 266-0050 agents.mutualofomaha.com
AAA Insurance - Edward Licciardi Insurance Agency LLC
2344 US-9 Unit 1A, Howell Township, NJ 07731
(732) 780-7889 licciardiagency.com
Farmers Insurance - Kristina Antico
103 W 2nd St Ste 4, Howell Township, NJ 07731
(732) 837-3395 agents.farmers.com
Hilb Group
2380 US-9 Suite 10, Howell Township, NJ 07731
(800) 528-3758 hilbgroup.com

A disability insurance agent in Howell Township New Jersey can help you understand your policy options and file claims. New Jersey requires employers to provide Temporary Disability Insurance through the state program. A local agent can guide you through both private and state disability benefits.

What Does a Disability Insurance Agent in Howell Township Cost?

Disability insurance agent services in New Jersey typically cost nothing upfront because agents earn commissions from insurance companies. Policy premiums vary widely based on age, health, occupation, and coverage amount. For a 40-year-old in good health, a policy might cost between 1% and 3% of annual income. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Howell Township do?
A disability insurance agent helps you select a policy, understand coverage limits, and file claims. They can explain how New Jersey state disability benefits interact with private insurance. They do not provide legal advice but can clarify policy terms.
How does New Jersey state disability insurance work with a private policy?
New Jersey offers Temporary Disability Insurance through the state for up to 26 weeks. A private policy may provide additional coverage or longer benefit periods. An agent can help coordinate these benefits so you do not overpay or miss coverage.
What should I look for when choosing a disability insurance agent in Howell Township?
Look for an agent licensed in New Jersey with experience in disability insurance. Ask about their knowledge of New Jersey state disability laws and how they handle claims. Check their reviews and confirm they represent multiple insurance carriers.