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Directory of disability insurance agents in East Orange, New Jersey. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
East Orange, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 disability insurance agents in East Orange, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
PFS Auto Insurance
47 Central Ave, East Orange, NJ 07018
(973) 673-2892
pfsautoinsurance.com
Ikad Brokerage & Financial Services
134 Evergreen Pl # 703, East Orange, NJ 07018
(973) 675-1200
Farmers Insurance - Issac Okafor
134 Evergreen Pl #401, East Orange, NJ 07018
(973) 675-4279
agents.farmers.com
Clinton Robinson and Associates
464 Central Ave, East Orange, NJ 07018
(973) 675-2515
Nicholas Insurance
439 Main St #1, East Orange, NJ 07018
(973) 673-8586
A disability insurance agent in East Orange, New Jersey can help you understand your policy options and file claims. New Jersey law requires employers to provide Temporary Disability Insurance (TDI) through the state plan or a private plan. Agents assist with navigating both state and private disability coverage to protect your income.
What Does a Disability Insurance Agent in East Orange Cost?
Costs for disability insurance in New Jersey vary by age, health, occupation, and coverage amount. Typical individual policies range from 1% to 3% of your annual income per year. For a 40 year old earning $60,000, a policy might cost $600 to $1,800 annually. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in East Orange do?
A disability insurance agent helps you choose a policy, explains coverage limits, and guides you through the claims process. They work with both individual and group plans. In New Jersey, agents can also help you understand how state TDI interacts with private policies.
How is New Jersey disability insurance different from other states?
New Jersey has a mandatory Temporary Disability Insurance program that provides partial wage replacement for non-work related injuries or illnesses. Private disability insurance agents can help you buy supplemental coverage to fill gaps. The state program covers up to 26 weeks of benefits.
Do I need a disability insurance agent if I have employer coverage?
Yes, an agent can review your employer plan to see if it is adequate. Many employer plans have limits or do not cover long-term disability. An agent can help you purchase an individual policy to supplement your work coverage.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.