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Compare Disability Insurance Agents in Colts Neck, NJ

Looking for a disability insurance agent in Colts Neck? Review the directory below to compare your options.

7 agents listed
Updated May 2026
Colts Neck, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 disability insurance agents in Colts Neck, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Colts Neck Brokerage
186 County Rd 537 1st Floor, Colts Neck, NJ 07722
(732) 431-0087 coltsneckinsurance.com
Garback Financial
265 NJ-34 Suite C, Colts Neck, NJ 07722
(732) 846-2992 garbackfinancial.com
Vincent J. Scanelli: Allstate Insurance
186 County Rd 537 Fl 2, Colts Neck, NJ 07722
(732) 431-5566 agents.allstate.com
World Insurance
281 NJ-34 Suite 817, Colts Neck, NJ 07722
(732) 255-6009 unitedcountiesins.com
Bridan & Associates Insurance
10 Morrisfield Pass, Colts Neck, NJ 07722
(732) 308-0891 bridanandassociates.com
Colts Neck Insurance
37 County Rd 537, Colts Neck, NJ 07722
(732) 431-0087 coltsneckinsurance.com
Allstate Insurance
37 County Rd 537, Colts Neck, NJ 07722
(732) 431-4033 agents.allstate.com

Disability insurance agents in Colts Neck, New Jersey help residents protect their income with tailored policies. New Jersey law requires employers to provide temporary disability insurance through the state plan or a private equivalent. Local agents can guide you through both individual and group coverage options.

What Does a Disability Insurance Agent in Colts Neck Cost?

Disability insurance agent fees in New Jersey are usually paid through commissions from the insurance company, so there is no direct cost to you for agent services. Policy premiums for individual coverage typically range from 1 to 3 percent of your annual income. For example, a 50,000 dollar annual benefit might cost 50 to 150 dollars per month depending on your health and occupation. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Colts Neck do?
A disability insurance agent helps you find and apply for policies that replace income if you cannot work due to illness or injury. They explain policy terms, compare options from different carriers, and assist with claims. Agents in Colts Neck are familiar with New Jersey state disability requirements.
How does New Jersey state disability insurance work with private policies?
New Jersey offers a temporary disability insurance program that provides partial wage replacement for up to 26 weeks. Private disability insurance agents can help you buy supplemental policies to cover income beyond what the state provides. These private plans often have longer benefit periods and higher payout limits.
What is the typical cost for disability insurance in New Jersey?
Costs vary based on age, health, occupation, and coverage amount. For a healthy professional in Colts Neck, a policy might cost 1 to 3 percent of annual income. A 40 year old earning 100,000 dollars per year could pay 100 to 300 dollars per month for a quality plan.