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Directory of disability insurance agents in Chester, New Jersey. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
Chester, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 disability insurance agents in Chester, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Phoenix Insurance Group Inc
205 Main St, Chester, NJ 07930
(800) 248-0397
phoenixinsgrp.com
Life Guard Insurance Agency
290 US-206, Chester, NJ 07930
(862) 200-9358
Dennis Lamb - State Farm Insurance Agent
555 Main St Fl 2 Rear, Chester, NJ 07930
(908) 879-2616
dennislamb.net
The Insurance Outfit
32 Collis Ln Ste D, Chester, NJ 07930
(908) 955-7561
theinsuranceoutfit.com
Prime Insurance New Jersey
128 Main St, Chester, NJ 07930
(908) 395-0689
Tyler Zaborsky Independent Insurance Broker
1 Mill Ridge Ln, Chester, NJ 07930
(908) 451-6028
PillarIA LLC - Pillar Insurance Associates
4 Mill Ridge Ln Floor 2, Chester, NJ 07930
(908) 698-0477
pillaria.com
A disability insurance agent in Chester, New Jersey can help you understand your policy options and file claims. New Jersey law requires certain employer-provided disability benefits under the Temporary Disability Insurance program. Local agents are familiar with Chester's workforce and can guide you through state-specific requirements.
What Does a Disability Insurance Agent in Chester Cost?
The cost of a disability insurance agent in New Jersey is usually a commission paid by the insurance company, not directly by you. Policy premiums vary widely: a typical plan might cost 1% to 3% of your annual income per year. For a $50,000 annual income, this means $500 to $1,500 per year. Costs depend on your age, health, occupation, and benefit amount. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Chester do?
A disability insurance agent helps you choose a policy, file claims, and understand your coverage. They work with private insurers and can explain how New Jersey state disability benefits interact with private plans.
How is New Jersey disability insurance different from other states?
New Jersey has a mandatory Temporary Disability Insurance program that provides partial wage replacement for non-work injuries. Private agents can help you supplement this with additional coverage. The state program does not cover long-term disability.
Do I need a disability insurance agent if I have employer coverage?
Employer coverage may not be enough. An agent can review your policy for gaps and recommend additional private insurance. New Jersey law does not require employers to offer long-term disability, so extra coverage is common.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.