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Find Disability Insurance Agents Near You in Caldwell, NJ
Browse disability insurance agents serving Caldwell, New Jersey. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Caldwell, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 disability insurance agents in Caldwell, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Carlos Capellan - State Farm Insurance Agent
8 Brookside Ave #1, Caldwell, NJ 07006
(973) 226-7422
capellanagency.com
Fede Insurance Agency
378 Bloomfield Ave #2, Caldwell, NJ 07006
(973) 429-8192
fedeins.com
Social Insurance Agency CO
281 Bloomfield Ave, Caldwell, NJ 07006
(551) 365-1884
sifm.org
Health Benefits Insurance LLC
397 Bloomfield Ave, Caldwell, NJ 07006
(862) 201-4436
Liberty Insurance
1 Personette St, Caldwell, NJ 07006
(862) 201-5108
Wise Insurance
804 County Rd 506, Caldwell, NJ 07006
(551) 365-1883
Disability insurance agents in Caldwell, New Jersey assist residents with individual and group disability policies. New Jersey law requires employers to provide Temporary Disability Insurance (TDI) through the state program or a private plan. A local agent can help you understand how TDI interacts with private long-term disability coverage.
What Does a Disability Insurance Agent in Caldwell Cost?
Typical costs for disability insurance in New Jersey range from 1% to 3% of your annual income for a policy. For example, a 40-year-old earning $60,000 per year might pay $600 to $1,800 annually. Costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Caldwell do?
A disability insurance agent helps you find and apply for disability insurance policies. They explain coverage options, policy terms, and exclusions. They also assist with filing claims and appealing denials.
How does New Jersey Temporary Disability Insurance affect private policies?
New Jersey TDI provides partial wage replacement for up to 26 weeks. A private disability insurance policy can supplement this benefit. An agent can help coordinate these coverages to avoid gaps.
What should I look for in a Caldwell disability insurance agent?
Look for an agent licensed in New Jersey with experience in disability insurance. Ask about their knowledge of state-specific laws like the New Jersey Family Leave Insurance program. Check their reputation with local clients.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.