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Disability Insurance Agents in Maryland Heights, MO
Directory of disability insurance agents in Maryland Heights, Missouri. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Maryland Heights, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 4 disability insurance agents in Maryland Heights, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sara Spotanski - State Farm
11815 Dorsett Rd, Maryland Heights, MO 63043
(314) 291-3388
saraspotinsurance.com
United Healthcare
13655 Riverport Dr, Maryland Heights, MO 63043
(314) 592-7000
The Kelsi Stulce-Hull Agency LLC American Family Insurance
929 Fee Fee Rd Suite 102, Maryland Heights, MO 63043
(314) 205-9444
amfam.com
The Graf Group Insurance
6 Fee Fee Rd, Maryland Heights, MO 63043
(314) 291-1600
grafgroupinsurance.com
Disability insurance agents in Maryland Heights, Missouri help individuals and businesses find coverage that meets their needs. Missouri law requires agents to be licensed by the Missouri Department of Insurance. Local agents can guide you through policy options and claim processes specific to the St. Louis area.
What Does a Disability Insurance Agent in Maryland Heights Cost?
Disability insurance agent services in Missouri are typically paid through commissions from the insurance carrier, so there is usually no direct cost to you for the agents advice. Policy premiums vary widely based on age, health, occupation, and coverage amount. For an individual policy, monthly premiums can range from 1% to 3% of your monthly income. Group plans through employers often have lower rates. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Maryland Heights do?
A disability insurance agent helps you compare policies from different carriers and explains coverage options. They assist with applications and can advise on policy features like elimination periods and benefit amounts. Agents do not provide legal advice but can help you understand your policy.
Are there Missouri-specific rules for disability insurance agents?
Yes, Missouri requires all insurance agents to hold a valid license from the Missouri Department of Insurance. Agents must follow state regulations regarding disclosure and suitability. Missouri also has a statute of limitations for filing claims, typically two years from the date of disability.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.