Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 3 disability insurance agents in Osseo, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Girtz Insurance & Financial Services
309 Central Ave, Osseo, MN 55369
(763) 493-4555
girtzfs.com
Malone Insurance Agency
624 Central Ave, Osseo, MN 55369
(612) 242-5142
maloneinsurancemn.com
Ray Smith Insurance
6900 Wedgwood Rd N #302, Osseo, MN 55311
(763) 259-0101
raysmithins.com
What Does a Disability Insurance Agent in Osseo Cost?
Disability insurance agents in Minnesota typically earn a commission from the insurance carrier, so their services are often free to you. Policy premiums vary widely based on age, health, occupation, and benefit amount. A typical individual disability policy might cost 1% to 3% of your annual income per year. Group policies through an employer are usually less expensive. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Osseo do?
A disability insurance agent helps you compare policies from different carriers and find a plan that fits your needs. They explain policy terms, exclusions, and benefit amounts. Agents do not provide legal advice but can clarify coverage options under Minnesota insurance laws.
How long do I have to file a disability claim in Minnesota?
Minnesota law does not set a single deadline for all disability claims. Most private policies require you to notify the insurer within 20 to 30 days of becoming disabled. You should check your specific policy for exact time limits.