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Browse disability insurance agents serving Ham Lake, Minnesota. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Ham Lake, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 3 disability insurance agents in Ham Lake, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Maria D - State Farm Insurance Agent
16015 Central Ave NE, Ham Lake, MN 55432
(763) 571-4243
mariadagency.com
5 Star Insurance Professionals Inc.
13562 MN-65, Ham Lake, MN 55304
(763) 432-2645
5starinspro.com
Pine Insurance
18015 Ulysses St NE STE 400, Ham Lake, MN 55304
(763) 413-7848
pineagency.us
Disability insurance agents in Ham Lake, Minnesota help individuals and businesses find coverage that meets their needs. Minnesota law requires certain employer-sponsored plans to offer disability benefits under state regulations. Local agents can guide you through policy options and claims processes specific to Anoka County.
What Does a Disability Insurance Agent in Ham Lake Cost?
Disability insurance costs in Minnesota vary by age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income for individual policies. Employer-sponsored plans may cost less due to group rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Ham Lake do?
A disability insurance agent helps you compare policies from different carriers, explains coverage terms, and assists with filing claims. They can also help you understand Minnesota-specific rules like the 60-day waiting period for state disability benefits.
How long do I have to file a disability claim in Minnesota?
Under Minnesota law, you typically have 180 days from the date of disability to file a claim for state short-term disability benefits. Private policies may have different deadlines, so an agent can clarify your specific policy terms.
Do I need a disability insurance agent in Ham Lake if I have employer coverage?
Even with employer coverage, an agent can help you review gaps in your policy and find supplemental plans. Minnesota employers are not required to provide disability insurance, so an agent can help you secure individual coverage if needed.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.