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Browse disability insurance agents serving Duluth, Minnesota. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Duluth, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 disability insurance agents in Duluth, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Golcz - State Farm Insurance Agent
4433 E Superior St #1, Duluth, MN 55804
(218) 525-6623
calljoetoday.com
Holden Duluth Insurance Agency Inc
5610 Grand Ave, Duluth, MN 55807
(218) 628-3618
holdeninsurance.com
Disability insurance agents in Duluth Minnesota help individuals and businesses secure income protection. These agents guide clients through policy options and claims processes. Minnesota law requires disability insurers to respond to claims within 45 days under state statute 62A.04.
What Does a Disability Insurance Agent in Duluth Cost?
Disability insurance agent services in Minnesota typically cost nothing upfront because agents earn commissions from insurance companies. Policy premiums vary widely based on age health and occupation. A typical individual disability policy might cost 1 to 3 percent of your annual income per year. Group plans through employers often have lower rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Duluth do?
A disability insurance agent helps you find a policy that fits your needs. They explain policy terms and assist with filing claims. They do not provide legal advice but can direct you to resources.
How do I choose a disability insurance agent in Duluth?
Look for an agent licensed in Minnesota with experience in disability coverage. Check their credentials and ask about their knowledge of state regulations. You can verify licenses through the Minnesota Department of Commerce.
What Minnesota laws affect disability insurance claims?
Minnesota statute 62A.04 sets time limits for insurer responses. Insurers must pay or deny a claim within 45 days. If denied, you have the right to appeal and request a review under state law.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.