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Find Disability Insurance Agents Near You in Circle Pines, MN

Directory of disability insurance agents in Circle Pines, Minnesota. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Circle Pines, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 disability insurance agents in Circle Pines, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Unidale Insurance Agency
4010 Lovell Rd NE, Circle Pines, MN 55014
(651) 227-8251 unidaleinsurance.com
Greg Ganyo Insurance Agency
3521 88th Ave NE, Circle Pines, MN 55014
(651) 415-1117 ganyoagency.com

Disability insurance agents in Circle Pines, Minnesota help individuals and businesses secure income protection. Minnesota law requires insurers to respond to claims within 45 days under state statute 62A.04. Local agents understand the specific needs of Circle Pines residents and can guide you through policy options and claim processes.

What Does a Disability Insurance Agent in Circle Pines Cost?

Disability insurance agent services in Circle Pines typically cost nothing upfront because agents earn commissions from the insurance company. Policy premiums vary widely from 1% to 3% of your annual income. For a 50,000 dollar annual income, a policy might cost 500 to 1,500 dollars per year. Costs depend on your age, health, occupation, and benefit amount. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Circle Pines do?
A disability insurance agent helps you find a policy that fits your needs. They explain coverage details, assist with applications, and can help with claim filing. They do not provide legal advice but can connect you with resources.
How long do I have to file a disability claim in Minnesota?
Minnesota law does not set a single deadline for all disability claims. Most policies require you to notify the insurer within 20 to 30 days of becoming disabled. Check your specific policy for exact time limits.
Are disability insurance agents licensed in Minnesota?
Yes. All disability insurance agents in Minnesota must hold a valid license from the Minnesota Department of Commerce. You can verify an agents license online through the department website.