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Find Disability Insurance Agents Near You in Oxford, MI

Looking for a disability insurance agent in Oxford? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Oxford, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 4 disability insurance agents in Oxford, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nick Horvath - State Farm Insurance Agent
148 S Washington St, Oxford, MI 48371
(248) 693-2464 nickinsuresmi.com
Community Insurance Center
932 S Lapeer Rd, Oxford, MI 48371
(248) 628-2505 communityinsurancecenter.com
Best Senior Health Plans
52 E Burdick St #473, Oxford, MI 48371
(248) 770-7553 bestseniorhealthplans.com
Curtis Insurance Agency-America One
25 N Washington St, Oxford, MI 48371
(248) 628-3604 curtisinsuranceagency.com

Disability insurance agents in Oxford, Michigan help residents understand and secure income protection policies. Michigan law requires insurers to respond to disability claims within 30 days under the Uniform Trade Practices Act. An agent can guide you through policy options and the claims process for both short-term and long-term disability coverage.

What Does a Disability Insurance Agent in Oxford Cost?

Disability insurance premiums in Michigan typically range from 1% to 3% of your annual income for individual policies. For example, a 35-year-old earning 60,000 per year might pay between 600 and 1,800 annually. Group plans through employers often cost less but offer fewer customization options. Costs vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Oxford do?
A disability insurance agent helps you compare policies from different carriers and explains the terms of coverage. They can assist with filing initial claims and provide guidance on policy provisions specific to Michigan regulations.
How long do I have to file a disability claim in Michigan?
Michigan insurance policies typically require you to notify the insurer within 30 days of becoming disabled. You must submit proof of loss within 90 days after the disability starts. An agent can help you meet these deadlines.
Are disability insurance agents in Oxford licensed in Michigan?
Yes, all disability insurance agents in Michigan must hold a valid license from the Michigan Department of Insurance and Financial Services. You can verify an agent license on the DIFS website before working with them.