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Find Disability Insurance Agents Near You in Upton, MA

Compare disability insurance agents in Upton. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Upton, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 disability insurance agents in Upton, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rutfield Insurance Agency
33 Main St, Upton, MA 01568
(508) 839-1500 rutfieldinsurance.com
Duane Alger Insurance
33 Main St, Upton, MA 01568
(508) 529-7747 rutfieldinsurance.com

Disability insurance agents in Upton Massachusetts help residents and small business owners find income protection policies. Massachusetts requires employers to provide short-term disability coverage under the state Paid Family and Medical Leave PFML program. An agent can guide you through private supplemental plans that fill gaps left by state benefits.

What Does a Disability Insurance Agent in Upton Cost?

Disability insurance costs in Massachusetts typically range from 1% to 3% of your annual income for a policy covering 60% of your salary. For a 50 thousand dollar annual income a policy might cost between 500 and 1500 dollars per year. Premiums vary based on age health occupation and benefit period. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Upton do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your income and occupation. They also assist with filing claims and understanding policy terms. In Massachusetts agents must be licensed by the state Division of Insurance.
Does Massachusetts require employers to offer disability insurance?
Yes Massachusetts employers must provide paid family and medical leave under the PFML law. This covers up to 26 weeks of partial wage replacement for certain medical conditions. A private disability insurance agent can help you buy a supplemental policy to increase your coverage.
How do I choose a disability insurance agent in Upton?
Look for an agent with experience in individual and group disability policies. Check that they hold a valid Massachusetts insurance license. Ask about their familiarity with PFML rules and how private policies coordinate with state benefits.