Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 5 disability insurance agents in Scituate, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Murphy Carty Insurance
183 Front St, Scituate, MA 02066
(781) 545-0793
murphycarty.com
The Best Insurance MA
57 Otis Pl, Scituate, MA 02066
(339) 219-1205
William Raveis Real Estate - Scituate
161 Front St, Scituate, MA 02066
(781) 545-1533
raveis.com
Harbour Insurance Agency
301A Driftway, Scituate, MA 02066
(781) 545-6400
harbourins.com
Conway Insurance Agency Inc
80 Front St #1, Scituate, MA 02066
(781) 546-6110
conwayins.com
What Does a Disability Insurance Agent in Scituate Cost?
Disability insurance agent services in Massachusetts typically cost nothing upfront because agents earn commissions from the insurance company. Policy premiums vary widely based on age, occupation, and benefit amount. For example, a 40-year-old office worker might pay between 1% and 3% of their annual income for a policy. Costs can be higher for high-risk occupations. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Scituate do?
A disability insurance agent helps you choose a policy that fits your occupation and income. They also assist with claim submissions and explain policy terms. In Massachusetts, agents must be licensed by the state Division of Insurance.
How does Massachusetts law affect disability insurance claims?
Massachusetts has a statute of limitations of six years for breach of contract claims on disability policies. The state also prohibits unfair claim settlement practices under Chapter 176D. An agent can explain how these laws apply to your situation.
Can a disability insurance agent help with an appeal?
Yes, many agents assist with the appeals process if a claim is denied. They can review your policy and help gather supporting medical evidence. However, agents cannot provide legal advice; an attorney may be needed for complex appeals.