ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Disability Insurance Agents Near You in Osterville, MA
Looking for a disability insurance agent in Osterville? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Osterville, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 disability insurance agents in Osterville, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Leonard Insurance Agency
683 Main St B, Osterville, MA 02655
(508) 428-6921
leonardagency.com
Hahesy Insurance Agency
901 Main St Suite I, Osterville, MA 02655
(508) 771-3355
hahesyinsurance.com
Disability insurance agents in Osterville, Massachusetts help residents and small business owners find income protection plans. Massachusetts state law requires employers to provide short-term disability coverage through the Paid Family and Medical Leave program. A local agent can guide you on supplementing this with private long-term disability insurance.
What Does a Disability Insurance Agent in Osterville Cost?
Typical costs for disability insurance in Massachusetts range from 1% to 3% of annual income for individual policies. For example, a 35-year-old earning $60,000 per year might pay $50 to $150 per month for a policy with a 90-day waiting period and benefits to age 65. Group plans through employers are often cheaper. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Osterville do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage options, exclusions, and benefit periods. They also assist with filing claims and understanding Massachusetts PFML requirements.
Do I need disability insurance if I already have Massachusetts PFML?
Massachusetts PFML provides up to 26 weeks of partial wage replacement for a serious health condition. Private disability insurance can supplement this with higher benefit amounts and longer coverage periods. An agent can help you assess your needs.
How do I choose a disability insurance agent in Osterville?
Look for an agent licensed in Massachusetts with experience in disability coverage. Ask about their familiarity with local employers and group plans. Check their reputation with the Massachusetts Division of Insurance.
Free • No Obligation
Compare Disability Insurance Agents
Get matched with agents in Osterville who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.