Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 6 disability insurance agents in Hopkinton, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Flanagan Insurance Agency
63 South St #260, Hopkinton, MA 01748
(617) 609-0321
agents.farmers.com
Farmers Insurance - Kevin Flanagan
63 South St #260, Hopkinton, MA 01748
(508) 625-1275
agents.farmers.com
Phipps Insurance Agency, Inc.
80 Main St, Hopkinton, MA 01748
(508) 435-6388
phippsinsurance.com
Platinum Worksite Benefits
64 W Main St, Hopkinton, MA 01748
(508) 497-3930
pwbenefits.com
Michael Stepien - Aflac Insurance Agent
41 Lakeshore Dr, Hopkinton, MA 01748
(508) 834-1111
Jimcor Agencies
87 Elm St, Hopkinton, MA 01748
(508) 893-9888
jimcor.com
What Does a Disability Insurance Agent in Hopkinton Cost?
Disability insurance agent services are typically paid through commissions from insurance carriers, so you may not pay a direct fee. Policy premiums in Massachusetts range from 1% to 3% of your annual income for individual coverage. Group plans through employers often cost less. Costs vary by age, health, occupation, and benefit amount. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Hopkinton do?
An agent helps you compare policies from different carriers and explains coverage details. They assist with applications and can guide you through the claims process. They do not provide legal advice or represent you in disputes.
Does Massachusetts require disability insurance?
Massachusetts requires employers to provide paid family and medical leave through the state program. Private disability insurance is optional but can supplement state benefits. An agent can help you decide if additional coverage is right for you.
How long do I have to file a disability claim in Massachusetts?
For private policies, claim deadlines vary by contract but are often 30 to 90 days from the start of disability. For the state PFML program, you must apply within 60 days of your leave starting. Check your specific policy for exact time limits.