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Find Disability Insurance Agents Near You in St Matthews, KY
Looking for a disability insurance agent in St Matthews? Review the directory below to compare your options.
2 agents listed
Updated May 2026
St Matthews, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 2 disability insurance agents in St Matthews, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Excellent Insurance KY
230 Executive Park, St Matthews, KY 40207
(502) 957-9996
Mendenhall Insurance
735 Executive Park, St Matthews, KY 40207
(502) 897-9526
mendenhallinsuranceagency.com
Disability insurance agents in St Matthews, Kentucky help individuals and businesses find coverage that meets their needs. Kentucky law requires agents to hold a valid license from the Kentucky Department of Insurance. Local agents understand the specific disability definitions and waiting periods common in the state.
What Does a Disability Insurance Agent in St Matthews Cost?
Disability insurance agent services in Kentucky typically do not charge a separate fee. Agents earn commissions from the insurance carrier, usually 10 to 20 percent of the annual premium. Policy costs vary widely from 1 to 3 percent of your annual income for a standard plan. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in St Matthews do?
A disability insurance agent helps you compare policies from different carriers. They explain policy terms like elimination periods and benefit amounts. They do not provide legal advice but can guide you on coverage options.
How long do I have to file a disability claim in Kentucky?
Kentucky does not set a specific state deadline for private disability claims. Most policies require you to notify the insurer within 30 days of becoming disabled. Check your policy for exact time limits.
Are disability insurance benefits taxable in Kentucky?
If you pay the premiums with after-tax dollars, benefits are generally tax-free. If your employer pays the premiums, benefits may be taxable as income. Kentucky follows federal tax rules on this issue.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.