The top-rated disability insurance agent in Manhattan, Kansas is Copeland Insurance Agency, rated 4.9 stars across 218 reviews. Other highly rated options include Bankers Life, Kramer Agency & Associates LLC American Family Insurance, Wild & Associates LLC American Family Insurance. This directory lists 19 disability insurance agents serving Manhattan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Copeland Insurance Agency | 601 S 5th St STE B | (785) 776-0089 |
| 2 | Bankers Life | 1115 Westport Dr Ste B | (785) 587-8173 |
| 3 | Kramer Agency & Associates LLC American Family Insurance | 5410 Ledge Stone Dr #110 | (785) 776-4518 |
| 4 | Wild & Associates LLC American Family Insurance | 1601 Poyntz Ave | (785) 560-3004 |
| 5 | Cura Insurance | 120 N 4th St Suite E | (785) 370-0722 |
| 6 | Complete Health Benefit Solutions, Inc | 1010 Claflin Rd | (888) 467-4638 |
| 7 | Shelter Insurance - Mike Bean | 2308 Anderson Ave | (785) 537-1718 |
| 8 | Holmes Agency LLC | 422 N Juliette Ave | (785) 539-0225 |
| 9 | Legacy Solutions Insurance LLC | 2401 Seth Child Rd #140 | (785) 789-3441 |
| 10 | AAA Manhattan | 321 Southwind Rd | (785) 776-3131 |
Copeland Insurance Agency serves the Manhattan, Kansas, area as a disability insurance agent. It assists professionals and self-employed individuals in protecting their income when injury or illness prevents them from working. The agency explains different policy types, such as short-term and long-term disability coverage, to help clients understand waiting periods and benefit amounts. It provides guidance on choosing individual policies or employer-sponsored plans, ensuring a tailored approach. Specific services handled here include evaluating occupational risk for white-collar and blue-collar jobs.
Bankers Life provides insurance coverage focused on protecting clients against loss of income due to disability, helping residents of Manhattan, Kansas, secure their financial stability. The agent assesses individual needs to design customized policies that replace a portion of earnings if injury or illness prevents work. Ongoing plan reviews and adjustments ensure coverage remains appropriate as circumstances change. Services are available for self-employed professionals, employees of local businesses, and others seeking income protection. The firm serves a range of local clients, including single-family homeowners, apartment dwellers, retail workers, and restaurant operators.
Kramer Agency & Associates LLC American Family Insurance serves homeowners, businesses, and property managers in Manhattan, Kansas, who need disability insurance agent services. It helps clients understand disability income protection policies that can replace a portion of lost earnings if an injury or illness prevents them from working. The agency works to explain policy terms and guide customers through coverage options tailored to their individual situations. Its service area also extends to the neighboring community of Junction City and surrounding Riley County areas.
Wild & Associates LLC American Family Insurance serves Manhattan, Kansas, and the surrounding communities in the Flint Hills region. As a disability insurance agent, the company handles policies that provide income protection for individuals unable to work due to injury or illness. Understanding the unpredictable nature of health and employment, the agent works closely with clients to assess their specific financial needs and coverage goals. Each job begins with a thorough evaluation of the client’s occupation and current earnings to tailor a suitable plan for long-term financial security.
While some individuals purchase a single disability policy to cover a specific income gap, others need ongoing portfolio adjustments as their earnings evolve. Cura Insurance, located in Manhattan, KS, helps clients understand how disability coverage interacts with their personal savings and employer-provided benefits. The agent evaluates short-term and long-term needs to explain policy features like elimination periods and benefit amounts. Their service is available for one-time consultations, scheduled annual reviews, or as-needed updates whenever a client’s circumstances change.
As tax season concludes in Manhattan, many residents re-evaluate their financial safeguards, turning to Complete Health Benefit Solutions, Inc for disability insurance agent services. The firm assists clients in understanding how income protection can cover essential expenses during an unexpected illness or injury. They discuss individual policies, group coverage options, and employer plan gaps with each visitor. This process typically begins with a thorough review of the client’s current occupation and monthly obligations before any specific policy inspection step.
Shelter Insurance - Mike Bean in Manhattan, KS, specializes in disability insurance agent services, offering personalized coverage plans to protect local clients' income. The agency works closely with individuals to assess their specific needs and find suitable policies that provide financial security during unexpected health issues. It assists business owners and self-employed professionals in Manhattan with protecting their earning potential. As colder months approach, the agency helps clients plan for disability coverage that can safeguard income if seasonal illnesses like severe flu or winter-related injuries prevent them from working.
Serving residents of Manhattan, Kansas, and the surrounding region, Holmes Agency LLC provides disability insurance agent services for individuals seeking income protection. Their commercial coverage assists local businesses in offering employee disability benefits to safeguard their workforce. The agency serves clients throughout the Manhattan area with tailored policy evaluations to match each household or company’s specific financial needs. Holmes Agency LLC offers follow-up support to adjust coverage and ensure consistent protection between regular visits, providing ongoing guidance as circumstances evolve.
Legacy Solutions Insurance LLC in Manhattan, KS is known for helping local professionals and small business owners evaluate disability coverage options. The agency guides clients through the process of selecting income protection policies that align with individual needs and budgets. Its service range includes comparing plans from multiple providers to find suitable benefit durations and elimination periods. As a specialty service, the agency offers consultation on incorporating future purchase options into a disability policy.
AAA Manhattan serves clients in Manhattan, Kansas, by helping them secure income protection through disability insurance policies. This agency focuses on coverage that replaces a portion of lost wages if an illness or injury prevents a policyholder from working. Their work involves explaining plan options, assisting with applications, and advising on appropriate benefit levels based on individual needs. The agency regularly supports commercial clients in various sectors, including local offices, warehouses, and food service operations.
What Does a a Disability Insurance Agent in Manhattan Cost?
Costs for disability insurance in Kansas vary based on age health occupation and benefit amount. Typical premiums range from 1 percent to 3 percent of your annual income. For example a 40 year old earning 50000 per year might pay between 500 and 1500 annually. Group policies through employers are often cheaper than individual plans. This is general information not insurance advice.
About disability insurance agents in Manhattan
Disability insurance agents in Manhattan Kansas help individuals and businesses find coverage that protects income if injury or illness prevents work. Kansas law does not require employers to provide disability insurance so many workers seek private policies. Agents guide clients through policy options and can assist with claims specific to Kansas state regulations.
Frequently Asked Questions
What does a disability insurance agent in Manhattan do?
An agent helps you compare policies from different carriers to find coverage that fits your needs. They explain benefit terms elimination periods and policy exclusions. They also assist with filing claims and understanding Kansas specific requirements.
Is disability insurance required by law in Kansas?
No Kansas does not require employers to offer disability insurance. However some employers may offer it voluntarily. If you do not have coverage through work a private agent can help you buy an individual policy.
How long does a Kansas disability insurance claim take to process?
Kansas does not set a specific time limit for private disability insurance claim decisions. Most carriers process claims within 30 to 45 days after receiving all required documents. Your agent can help you submit a complete application to avoid delays.
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